Michael leads CGAP’s Member Engagement and Governance team, managing member relations and overseeing CGAP’s funder guidance and Gateway Academy initiatives.
Previously, Michael launched and managed CGAP’s work in financial innovation for smallholder families, supervising CGAP’s research on smallholder demand for financial services as well as CGAP’s efforts on digital finance in the smallholder context. He formerly led CGAP’s efforts in the area of branchless banking regulation and has worked with regulators around the world in developing regulatory frameworks. He has also taught branchless banking at the Boulder Institute for Microfinance.
He is a co-author of Serving Smallholder Farmers: Recent Developments in Digital Finance, Putting the Banking in Branchless Banking, Regulating Banking Agents, Regulatory Approaches to Nonbank E-Money Issuers and Islamic Microfinance: An Emerging Market Niche.
Prior to joining CGAP, Michael was a corporate attorney in private practice and served as the European General Counsel to a U.S. company providing digital payment services to developing countries. He also served as an advisor to Israeli-Palestinian peace negotiations. Michael was named a Young Global Leader by the World Economic Forum.
He holds a bachelor's degree from Harvard University and a law degree from Harvard Law School. He speaks English, Arabic, and French.