Olga Morawczynski

Olga manages a portfolio of projects focusing on financial inclusion at The MasterCard Foundation. She has spent close to a decade actively working in the financial inclusion sector. She has engaged closely with low income clients to better understand their financial needs, and financial service providers to design and scale impactful solutions. Olga has published her work widely, both through peer reviewed journals and industry focused publications. She has been cited by popular media periodicals, including CNN and the Economist. Olga has a PhD in Science and Technology Studies from the University of Edinburgh, and continues to actively innovate in the industry, engaging providers, regulators and customers to push the needle on financial inclusion.

By Olga Morawczynski

Research

Digital Rails

By opening up their payments platforms to third parties—such as financial technology companies, software developers, startups, and digital banks—providers can open the door to the development of innovative products that can be brought to market quickly.
Blog

Riding the “Rails”: Unlocking Innovation with Open APIs

What are "Open APIs" and why do they matter for financial inclusion? CGAP is looking at open APIs as an enabler of increased innovation in digital financial services. Here's what digital payments providers need to know.
Blog

Six Takeaways from Rwanda’s Financial Inclusion Insights Survey

Even though Rwanda has low rates of technical literacy and handset usage, digital financial services have reached the same levels of active usage as Ghana, which has a much more "mobile-ready" population.
Blog

Just How Open is Safaricom’s Open API?

In September 2015, Safaricom announced that it had opened its M-Pesa platform to allow developers to create next-generation solutions on the platform. But just how open is the platform?
Blog

Fraud in Uganda: How Millions Were Lost to Internal Collusion

Kampala’s Anti-Corruption Court is at the epicenter of a major mobile money fraud. The very public nature of this case will hopefully lead to some positive outcomes among industry actors in mobile money markets around the world.