Yasmin Bin-Humam

Financial Sector Specialist

Yasmin Bin-Humam works on analyzing excluded segments to more closely examine who remains financially excluded and how financial services might impact their lives. She also serves as a focal point for CGAP’s gender mainstreaming and facilitates an industry-wide community of practice on women’s financial inclusion.

Before joining CGAP, Ms. Bin-Humam developed indicators measuring women’s equality under the law for the World Bank’s Women, Business, and the Law project and contributed to publications on legal barriers to women’s economic empowerment. Her previous research includes the historical evolution of labor and family law reform in countries around the world, and she has compiled legislation on banking, nonbank financial institutions, and consumer protection regulations. Her earlier work experience spans the public, private, and nongovernmental sectors.

Ms. Bin-Humam has Juris Doctorate and Master’s degrees from Georgetown University and a Bachelor’s degree in economics from Harvard.

By Yasmin Bin-Humam

Blog

4 Regulatory Enablers for Digital Finance: A Gender Perspective

If implemented with gender in mind, the basic regulatory enablers of digital finance can increase women's financial inclusion.
Research

New Insights on Women’s Mobile Phone Ownership

New data show that 81 percent of women worldwide own a mobile phone. Although large gender gaps in mobile phone ownership persist in certain countries, mobile phones are more ubiquitous among women than are financial accounts.
Research

Female Smallholders in the Financial Inclusion Agenda

This Brief explores the gender gap in financial inclusion among smallholder families in Tanzania and Mozambique through unique survey data that allow for a nationally representative look at smallholders.
Blog

Women’s Financial Empowerment Is the Tide that Can Lift All Boats

Changing gender norms doesn't mean empowering women at the expense of men. When women have a voice in financial decisions, it can benefit the entire household.
Blog

How Social Norms Affect Women’s Financial Inclusion

Four in 10 women and girls around the world are excluded from the formal financial system. Restrictive social norms are one major factor that limits women's financial inclusion. Here's why norms matter.