Blog Series

Financial Inclusion and Energy

Roughly 1.1 billion people worldwide lack electricity, and almost 85 percent of those without power live in rural areas. Distributed energy solutions that leverage digital payments open up opportunities to reach millions of people at low cost. In…

Impact and Evidence in Financial Inclusion: Taking Stock

Whether and how financial services improve the lives of low-income people remains the subject of intense debate despite decades of evidence-gathering. The evidence to date appears mixed and often contradictory. As a result, different factions in the…

CGAP Leadership Essay Series

What factors are shaping the future of financial inclusion and offer the most promise for improving the lives of poor people? In this series of Essays, CGAP’s leaders consider where the sector is heading, and which innovations hold the greatest…

Open APIs: Unlocking Innovation in Digital Finance

Many products and services as we know them, such as Facebook, would not be possible without something that few people have heard of: application programming interfaces (APIs). Open APIs are contracts that make it possible for different companies'…

Impact and Evidence in Financial Inclusion: Taking Stock

Whether and how financial services improve the lives of low-income people remains the subject of intense debate despite decades of evidence-gathering. The evidence to date appears mixed and often contradictory. As a result, different factions in the…

Financial Inclusion and Energy

Roughly 1.1 billion people worldwide lack electricity, and almost 85 percent of those without power live in rural areas. Distributed energy solutions that leverage digital payments open up opportunities to reach millions of people at low cost. In…

Impact and Evidence in Financial Inclusion: Taking Stock

Whether and how financial services improve the lives of low-income people remains the subject of intense debate despite decades of evidence-gathering. The evidence to date appears mixed and often contradictory. As a result, different factions in the…

Financial Inclusion and Energy

Roughly 1.1 billion people worldwide lack electricity, and almost 85 percent of those without power live in rural areas. Distributed energy solutions that leverage digital payments open up opportunities to reach millions of people at low cost. In…

Regulatory Sandboxes: What Have We Learned So Far?

A regulatory sandbox is a framework set up by a regulator that allows FinTech startups and other innovators to conduct live experiments in a controlled environment under a regulator’s supervision. In this blog series, CGAP takes a critical look at…

CGAP Leadership Essay Series

What factors are shaping the future of financial inclusion and offer the most promise for improving the lives of poor people? In this series of Essays, CGAP’s leaders consider where the sector is heading, and which innovations hold the greatest…

Impact and Evidence in Financial Inclusion: Taking Stock

Whether and how financial services improve the lives of low-income people remains the subject of intense debate despite decades of evidence-gathering. The evidence to date appears mixed and often contradictory. As a result, different factions in the…

Open APIs: Unlocking Innovation in Digital Finance

Many products and services as we know them, such as Facebook, would not be possible without something that few people have heard of: application programming interfaces (APIs). Open APIs are contracts that make it possible for different companies'…

Impact and Evidence in Financial Inclusion: Taking Stock

Whether and how financial services improve the lives of low-income people remains the subject of intense debate despite decades of evidence-gathering. The evidence to date appears mixed and often contradictory. As a result, different factions in the…

Impact and Evidence in Financial Inclusion: Taking Stock

Whether and how financial services improve the lives of low-income people remains the subject of intense debate despite decades of evidence-gathering. The evidence to date appears mixed and often contradictory. As a result, different factions in the…

Impact and Evidence in Financial Inclusion: Taking Stock

Whether and how financial services improve the lives of low-income people remains the subject of intense debate despite decades of evidence-gathering. The evidence to date appears mixed and often contradictory. As a result, different factions in the…

Financial Inclusion and Water

About 700 million people lack a clean water source. One of the most difficult challenges in expanding access to clean water is helping water utilities become financially resilient in low-income areas, where revenue is generally low and operating…

Interoperability and Digital Financial Services

Interoperability, the ability for systems to connect and work together, allows for e-mails that pass effortlessly around the world and trains that travel between cities no matter who laid the tracks. Yet interoperability remains largely absent from…

Regulatory Sandboxes: What Have We Learned So Far?

A regulatory sandbox is a framework set up by a regulator that allows FinTech startups and other innovators to conduct live experiments in a controlled environment under a regulator’s supervision. In this blog series, CGAP takes a critical look at…

Data Privacy and Protection

Data generated by low-income consumers’ use of mobile phones and digital financial services can help expand financial inclusion, but its use can also result in the loss of privacy and other harm. These benefits and risks will be explored in this…

Open APIs: Unlocking Innovation in Digital Finance

Many products and services as we know them, such as Facebook, would not be possible without something that few people have heard of: application programming interfaces (APIs). Open APIs are contracts that make it possible for different companies'…