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22 February 2018
Smallholders in Mozambique receive cash payments from a cotton buyer
Bringing digital finance to the rural poor will require financial services providers to work more creatively with agribusinesses that have extensive experience serving last-mile clients.
13 February 2018
Mother and child drawing water
A pilot in Ghana is showing that the pay-as-you-go solar model can be adapted to change how water is delivered to poor customers.
25 January 2018
FinTech startups in developing markets are leveraging partnerships to reach customers as diverse as women's savings groups, dairy cooperatives and smallholder farmers.
18 January 2018
FinTech isn't always about rolling out a dazzling new smartphone app. In places where USSD phones are the norm, it means something quite different.
13 September 2017
Map of innovation proposals from Africa
CGAP received nearly 200 proposals from digital financial services providers across Africa interested in piloting new products. A look at those proposals — from 30 countries — shows that innovations are spreading beyond hot spots like Kenya.
17 July 2017
Ghanaian woman using mobile phone
When PEG Africa piloted more user-friendly mobile payment methods for its pay-as-you-go solar customers, users started paying more often and in significantly higher amounts than other customers.
13 July 2017
To find out why more people aren't going digital in Ghana, CGAP partnered with pay-as-you-go solar company PEG Africa and mobile network operator Tigo Ghana.
27 February 2017
Chart: PEG vs non-PEG average transactions
New evidence from Ghana suggests that pay-as-you-go solar customers are becoming more active mobile money users.
07 November 2016
Mobile money agent in West Africa
New research from the World Cocoa Foundation explores the potential of mobile money to enhance cocoa farmers’ livelihoods in Côte d’Ivoire and Ghana and paints a detailed persona of customers at the frontier of widespread adoption.
19 September 2016
Green bean harvest, Kenya
Many of the world's 1.5 billion smallholder farmers lack access to basic financial services, leaving them vulnerable to shocks and prone to low-risk, low-return investments. Improving access to financial services can help farmers increase household income and food security.


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