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17 April 2018
QR codes in China
China will soon require payments providers, including Alipay and WeChat Pay, to connect to a public online payments clearinghouse. Here’s what we know so far about how this institution will work and what it could mean for mobile payments.
06 February 2018
For interoperability to work, technology must do more than move transactions from Point A to Point B. It must be optimized to ensure security, encourage use, promote innovation and handle the inevitable time when something goes wrong.
30 January 2018
1 comment
A QR code beside a cash register in Shanghai, China
QR codes are gaining traction in China as a way to make digital payments, but will they catch on in other countries?
23 January 2018
Mobile-savvy businesswoman in India
Interoperability in digital payments hinges on more than the right technology. It also requires the right balance of economic incentives for participants.
11 January 2018
1 comment
A busy train station platform in Tianjin, China
What's the secret to Alipay and WeChat Pay's success in mobile payments? Creating in-app universes of bundled services has played a big role by making mobile payments more useful to customers.
30 November 2017
5 comments
QR codes last year facilitated $2.5 trillion in retail payments in China, and their use is gaining momentum in countries like India. But how do they work? And what is their potential to increase financial inclusion?
20 November 2017
2 comments
Farmer motorcycles down dirt road in rural Mozambique
Payment schemes like Visa and Mastercard emerged from banks agreeing to the terms needed to safely and efficiently exchange payments. What rules should digital payments providers follow?
14 November 2017
Senegalese business woman
Interoperability makes it possible for customers to transact freely without compatibility issues, but its benefits don't end there. Here are three ways interoperability can advance financial inclusion.
01 November 2017
2 comments
A merchant sells tea
Payments providers in emerging markets could earn billions if more merchants start accepting digital payments. But what are the opportunities for poor customers?
05 October 2017
Shifting retail payments away from cash to digital instruments will require strong buy-in from end customers, who tend to like cash. How might they be persuaded?

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