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16 October 2017
Smallholder in Uganda receives cash payment
From hurling sacks of money out of planes to transporting cash in armored cars, the methods used to pay farmers in Uganda can be unsafe and inefficient. So why haven't digital payments taken off?
13 September 2017
Map of innovation proposals from Africa
CGAP received nearly 200 proposals from digital financial services providers across Africa interested in piloting new products. A look at those proposals — from 30 countries — shows that innovations are spreading beyond hot spots like Kenya.
22 June 2017
Tanzanian smallholder farmer Jaconda Chengula sits atop her maize harvest.
National surveys in Mozambique and Tanzania show that women in agriculture do not diversify their incomes as much as men do. Equal access to financial services could help women to generate new sources of income.
24 April 2017
1 comment
Women farmers, Senegal
Most digital financial services for smallholders target the 7 percent of farmers who already have buyers for their crops. What about services for the other 93 percent?
25 February 2016
How are smallholder families managing their money? What challenges do they face? What financial solutions can help? CGAP’s Financial Diaries with Smallholder Households ("Smallholder Diaries”) spent a year with 270 farming families in Mozambique, Tanzania, and Pakistan to find out.
24 February 2016
For many smallholders, "the hunger season," when little can be harvested, is the worst time of the year. What financial and other tools might help farmers to better endure the rainy, sick, and hungry months?
23 February 2016
Most companies don’t want to be the first in a sector to try something new and potentially unpopular. Dominant buyers must lead the way to drive large-scale mobile money uptake by smallholder farmers.
19 February 2016
1 comment
Examining the cash flows of coffee and sugar farmers in Uganda for a CGAP-commissioned project revealed a seasonal cycle that is unsuited to monthly accounting practices. There are many ways that financial services could be designed to assist these farmers.
26 January 2016
1 comment
Two farmers work with Wasil Foundation to purchase a tractor in Pakistan
For over 6 million smallholder farmers in Pakistan, financing options are extremely limited. The Wasil Foundation, winner of the 2013 Islamic Microfinance Challenge, offers an alternative to traditional financing that enables farmers to build assets and sustainable livelihoods.
22 January 2016
Women bring their farm products to a market in Uganda.
While there are clear benefits for buyers in digitized agricultural value chains, but the value proposition is less certain for farmers.


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