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12 March 2018
A Ugandan smallholder walks along a dirt road with her bike.
Agricultural lending remains a frontier area even as the alternative lending space fills up with new players. Here are some early insights from CGAP's work on alternative credit scoring for smallholder farmers in Uganda.
01 February 2018
A nationally representative phone survey shows who's using digital credit, how they're using it, and whether it's living up to the hype of helping families cope with emergencies.
11 January 2018
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A busy train station platform in Tianjin, China
What's the secret to Alipay and WeChat Pay's success in mobile payments? Creating in-app universes of bundled services has played a big role by making mobile payments more useful to customers.
09 January 2018
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Youth in Bhutan use a smartphone
CGAP CEO Greta Bull explores how large platform players like Google, Facebook and Ant Financial are likely to shape financial inclusion in 2018.
19 December 2017
Today, some 25 million Bangladeshis borrow from microfinance institutions. Financial diaries from central Bangladesh show how poor people are using their loans, from coping with emergencies to on-lending to others.
09 November 2017
Man behind counter in Kenya
In Kenya, where nearly everyone knows about mobile money and a majority live within walking distance of an agent, why do nearly 2 in 10 adults lack access to formal financial services? And what can be done to reach them?
20 September 2017
Tanzanian merchant
A behavioral economics experiment in Tanzania increased customers' savings by up to 11 percent using SMS messages about the balances of better savers.
18 September 2017
Craftswoman in Ecuador
Bundling digital payments with services that address common challenges for merchants could expand access to finance for small businesses.
13 September 2017
Map of innovation proposals from Africa
CGAP received nearly 200 proposals from digital financial services providers across Africa interested in piloting new products. A look at those proposals — from 30 countries — shows that innovations are spreading beyond hot spots like Kenya.
07 September 2017
The card industry once faced a challenge in retail payments familiar to today’s mobile money providers: competitors were building their own acceptance networks, limiting the usefulness of their services. The card industry’s solution could hold a valuable lesson for today.


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