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22 March 2017
Man on phone, India
The unbundling of payments from banking is well underway in countries like India. Is the unbundling of payments from banking regulation soon to follow?
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20 March 2017
1 comment
Person uses mobile phone, Senegal
Wari recently announced plans to acquire Tigo in Senegal, a move that would combine Senegal’s largest over-the-counter agent network with Tigo’s e-money wallet. This acquisition could disrupt the digital finance market in a way that benefits low-income customers.
06 March 2017
Man on computer, Zimbabwe
Open APIs have potential to spur innovation in digital finance and grow business for payment providers. But to realize these benefits, providers must design open APIs that meet the needs of the developers who use them.
27 February 2017
Chart: PEG vs non-PEG average transactions
New evidence from Ghana suggests that pay-as-you-go solar customers are becoming more active mobile money users.
21 February 2017
Man on street looks at mobile phone, Brazil
Small and medium banks in Brazil are starting to take advantage of new regulations that make it easier to adopt fully digital business models. What impact might this development have on financial inclusion in the longer term?
15 February 2017
2 comments
Smiling woman in field, India
India is currently considering a universal basic income (UBI) scheme in which the government would guarantee a minimum income for all citizens. What are the key points of the UBI debate? What could UBI mean for financial inclusion in India?
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08 February 2017
1 comment
Digital credit quote
As digital credit expands rapidly in East Africa and elsewhere, offering credit responsibly is becoming increasingly important. These insights from Kenyan merchants who use Kopo Kopo’s Grow cash advance product point toward some best practices for digital merchant credit.
01 February 2017
Chart: Impact in platform customer base
From Twitter to Walgreens, companies across diverse industries have seen their businesses grow after deciding to share their online services with external firms. Does a similar strategy make sense for digital payments providers too?
17 January 2017
Graphic: Smartphone user testing screen
Smartphone use in Pakistan has grown steadily, but low-income, less educated, and female customers lag in smartphone adoption and ownership. GRID Impact's user research lends insights into how to better serve and design for these population segments.
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09 January 2017
1 comment
Woman on mobile phone, Rwanda
Interoperability can greatly expand the reach and usefulness of financial services for the poor. What do regulators need to know about the complex interplay between interoperability and financial inclusion?

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