The regulatory questions around branchless banking are often not black and white, but usually gray. What is quite clear, however, is that the private sector is raring to go in many Francophone African markets, and policymakers need to be informed now more than ever on the appropriate ways to respond.
A small team from frog, a design and innovation consultancy, traveled to Afghanistan in 2012 to research attitudes and practices towards savings in Afghanistan. Through fifteen in-depth interviews, the team discovered that access and liquidity are key factors of Afghan financial products.
For governments, the collection of sex-disaggregated data begins a virtuous cycle, where its availability informs stronger, evidence-based policymaking and helps regulators evaluate the effectiveness of policies intended to promote financial inclusion.
Following the endorsement of the G20 Basic Set of Financial Inclusion Indicators, the Global Partnership for Financial Inclusion's Data and Measurement Sub-Group, in collaboration with partners, has developed an online data portal.
Financial Access 2012 shows a clear—albeit nascent—recovery from the financial crisis, with growth rates of both deposit and loan penetration picking up. The world as a whole had 47 ATMs and 17 commercial bank branches per 100,000 adults in 2011.