Through a series of video interviews with CGAP, policymakers and academics from all over the world weigh in on how the graduation approach can help the extreme poor find a pathway to a sustainable livelihood.
A recent survey of 5,500 households is a gold mine of information on the demand and supply of financial services in Myanmar. Providers, policy makers, donors and investors already are starting to use the data to guide their policies.
The Kenyan Financial Diaries project found that many poor households prioritized savings over liquidity when it came to their household budgets. Many viewed this as the way to get out of poverty and secure a longer term future.
Credit-scoring consumers via advanced analytics on non-traditional data sources has tremendous potential for expanding the boundaries of financial inclusion. Done right, it can deliver cheaper, better financial services to under-served consumers in emerging markets.
After experimenting with SMS messages with Tanzanian microfinance loan applicants, First Access determined that customers can learn a lot about data and their privacy from simple forms of communication.