CGAP staff document a field visit to the Peru Graduation Pilot, where several communities outside of Cusco are participating in a project to understand how safety nets, livelihoods and access to finance can help the poorest graduate from extreme poverty.
The Center for Financial Inclusion at Accion has created the Financial Inclusion 2020 Campaign, which aims to build a movement that mobilizes stakeholders around the globe to achieve full inclusion by the year 2020.
The pressure and distraction of living in scarcity - constantly having too little and constantly worrying about making day-to-day ends meet - ultimately affects poor people's decision-making abilities. Evidence suggests that this "scarcity" framework has serious implications for financial inclusion, especially regarding the uptake of new products and services.
For smallholder farms, expenses come early in the season before the planting while income arrives only several months later with the harvest. How, then, can these farmers access the cash they need to plant their crops and, more importantly, to survive between harvests?
This past decade has seen an exponential growth in social protection programs. When appropriately designed and implemented, these programs tackle poverty and vulnerability and promote positive developmental outcomes.
After more than 15 years, conditional cash transfer programs have become the backbone of targeted social policies in Latin America. But we must create programs that maintain progress while continuing to move people out of poverty and into sustainable livelihoods.
Seen as having great potential for advancing the effectiveness of social and foreign assistance, e-payments can increase efficiency in a variety of ways. Four case studies take a closer look at programs in Haiti, Kenya, The Philippines and Uganda.
The benefits of the Graduation Approach are clear. Optimism around this approach was reinforced in Paris last week when about 100 experts and policymakers discussed how to integrate it into other policies and programs.