For smallholder farms, expenses come early in the season before the planting while income arrives only several months later with the harvest. How, then, can these farmers access the cash they need to plant their crops and, more importantly, to survive between harvests?
This past decade has seen an exponential growth in social protection programs. When appropriately designed and implemented, these programs tackle poverty and vulnerability and promote positive developmental outcomes.
After more than 15 years, conditional cash transfer programs have become the backbone of targeted social policies in Latin America. But we must create programs that maintain progress while continuing to move people out of poverty and into sustainable livelihoods.
Seen as having great potential for advancing the effectiveness of social and foreign assistance, e-payments can increase efficiency in a variety of ways. Four case studies take a closer look at programs in Haiti, Kenya, The Philippines and Uganda.
The benefits of the Graduation Approach are clear. Optimism around this approach was reinforced in Paris last week when about 100 experts and policymakers discussed how to integrate it into other policies and programs.
There are six million postal financial accounts in Tunisia, impressive for a population of 11 million. In fact, La Poste is the best known and first cited financial institution in Tunisia and shows great promise for financial inclusion.
In recent years, digitizing and delivering Government to Person social payments into individual recipients’ bank accounts has been considered a potential gateway to financially include significant numbers of poor people. A five-year project in Mexico is analyzed to help answer key questions.
Mobisol combines solar energy with innovative mobile technology and microfinance. Their lease-to-own solar home systems are paid off through a microfinance installment plan via the customer’s mobile phones – making them affordable for households with low incomes in developing countries.