A new Focus Note provides early insights into the Smallholder Households Financial Diaries project and highlights how smallholders weave together agricultural and nonagricultural sources of income to meet their needs.
As a smallholder, geography not only determines the climate of your village and the farm-readiness of your land, but also plays a role in determining how well-connected you are to irrigation, inputs like seeds and fertilizer, buyers, markets, and training.
The preparations for the smallholder farmer household financial diaries continue in Tanzania, Pakistan and Mozambique. Here we discuss the site selection process in Tanzania, which we completed in advance of the sampling and recruiting of households.
Agriculture is just one of many sources of income for smallholder farmer households. This post focuses on how one family that has dealt with multiple unexpected financial demands and diverse sources of income.
How are smallholder families managing their money? What challenges do they face? What financial solutions can help? CGAP’s Financial Diaries with Smallholder Households ("Smallholder Diaries”) spent a year with 270 farming families in Mozambique, Tanzania, and Pakistan to find out.
Cellulant developed a mobile wallet network in Nigeria that extends to some eight million farmers. With more than 40 million transactions in just two years, smallholder farmers in Nigeria are poised to adopt digital financial services more broadly.
On paper, digital financial services can sound like a silver bullet to reach millions of rural, underserved smallholder farmers. In reality, the challenges can be greater than the deployment of a low-tech solution.