Interoperability and Digital Financial Services

Interoperability, the ability for systems to connect and work together, allows for e-mails that pass effortlessly around the world and trains that travel between cities no matter who laid the tracks. Yet interoperability remains largely absent from the financial services used most frequently by the poor.

This blog series provides CGAP's views on the value proposition provided by interoperability; best practices in scheme governance, business models, and technology; and what steps can be taken to achieve effective, pro-poor interoperability for digital financial services. 

Farmer motorcycles down dirt road in rural Mozambique
20 November 2017
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Payment schemes like Visa and Mastercard emerged from banks agreeing to the terms needed to safely and efficiently exchange payments. What rules should digital payments providers follow?
Senegalese business woman
14 November 2017
Interoperability makes it possible for customers to transact freely without compatibility issues, but its benefits don't end there. Here are three ways interoperability can advance financial inclusion.