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How Bangladesh Digitized Education Aid for 10 Million Families

In just months, Bangladesh digitized financial aid payments for education to millions of families. What can other countries learn from this rapid transition to digital payments?
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India Moves Toward Universal Financial Inclusion

The 2017 Findex shows India has made significant financial inclusion progress in the past four years, but use remains a challenge.
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2017 Global Findex: Behind the Numbers on Bangladesh

Bangladesh has made great strides toward financial inclusion, but many challenges remain -- including one of the largest gender gaps in the world.
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Bank-Led Digital Finance: Who’s Really Leading?

In countries where regulators favor “bank-led” digital finance models, nonbanks are playing important – even dominant – roles in digital finance.
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Empowering Kids to Dream, Save, Do

When should children start learning about financial empowerment? The early years are the best, according to Sesame Workshop India. Find out how Sesame has taught 50 million children in India about spending, saving and other life skills.
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When Savings Aren’t Enough: How Low-Income Bangladeshis Use Loans

Today, some 25 million Bangladeshis borrow from microfinance institutions. Financial diaries from central Bangladesh show how poor people are using their loans, from coping with emergencies to on-lending to others.
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A Digital Finance Prescription for Universal Health Coverage

Digital finance is just beginning to realize its potential in the health care sector. Take a look at some early examples of how digital financial services are contributing to the goal of universal health coverage.
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What Most Providers Don’t Realize About Microentrepreneurs

Conventional measures of creditworthiness paint an incomplete — even misleading — picture of microbusiness owners, whose success often hinges on strong local networks and unconventional business strategies.
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India’s Latest Advances in Financial Inclusion: A Day in Royyuru

See how India’s Aadhaar-enabled payments system is making digital payments easy and convenient in the village of Royyuru.
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Open APIs in Digital Finance: We Opened Up, Here’s What Happened

Is “going open” worth the risk for payment providers? A money transfer business in India shares how allowing other companies to deliver financial services based on its systems has fueled its recent growth.
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India Stack: Major Potential, but Mind the Risks

India’s new financial infrastructure could connect hundreds of millions of people to financial services, but at its core is a biometric ID system that has stirred controversy around data privacy and security. What are the risks, and what can be done to minimize them?
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Should Other Countries Build Their Own India Stack?

India’s new financial infrastructure, including its biometric ID system, has been making headlines lately. But what exactly is "India Stack"? Should other countries replicate it?
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Is the Unbundling of Payments from Banking Regulation Imminent?

The unbundling of payments from banking is well underway in countries like India. Is the unbundling of payments from banking regulation soon to follow?
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Will Universal Basic Income Replace Safety Net Payments in India?

India is currently considering a universal basic income (UBI) scheme in which the government would guarantee a minimum income for all citizens. What are the key points of the UBI debate? What could UBI mean for financial inclusion in India?
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India Has Built the Rails — Will Passengers Climb Aboard?

India has put in place virtually all of the supply-side factors that should make low-cost financial services available for all. But the big question right now is the customer. The next year will be telling in how the adoption of digital financial services unfolds.
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All’s Well That Repays Well? Not Necessarily.

The rapid growth of microfinance in India has led to concerns about a repayment crisis. Some have tempered these worries by pointing to low delinquency rates. But do low delinquency rates tell the whole story?
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3 Customer Insights for Better Mobile Money UI/UX in Pakistan

Smartphone use in Pakistan has grown steadily, but low-income, less educated, and female customers lag in smartphone adoption and ownership. GRID Impact's user research lends insights into how to better serve and design for these population segments.
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Microfinance in India Growing Fast Again: Should We Be Concerned?

The rapid growth of microfinance in India today is creating new challenges for a sector hugely impacted by the 2010 crisis. The recently released Inclusive Finance India Report 2016 outlines these challenges and suggests that they should be addressed soon.
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Ending Extreme Poverty: New Evidence on the Graduation Approach

SDG 1 is as exciting as it is daunting: End extreme poverty. The Graduation Approach has resulted in large and cost-effective impacts on ultra-poor households’ standard of living, ultimately enabling a sustainable transition to more secure livelihoods and an exit from poverty.
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Advancing Financial Inclusion Through P2G Payment Digitization

Karandaaz Pakistan recently undertook the first-ever systematic review of digital person-to-government (P2G) payment efforts from across the globe. What did they find, and what are the implications for future P2G digitization efforts?