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Open APIs in Digital Finance: How to Start Engaging Developers

To entice third-party app developers to innovate with APIs, digital financial services providers should start thinking of developers as customers and provide the right kinds of resources.
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What Can We Learn from Sierra Leone’s New Regulatory Sandbox?

Sierra Leone's approach to setting up a regulatory sandbox for financial inclusion holds important lessons for other countries.
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Remote Lockouts: The Dark Side of Pay-as-You-Go Solar?

Lockout technology has enabled creditors to help poor people finance solar systems and light their homes, but it’s not very popular with consumers.
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East African Interoperability: Dispatches from the Home of M-Pesa

Kenyans can now send money between the country's two largest digital wallet services, Airtel and M-Pesa, the latest step toward interoperability in East Africa.
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Measuring Women’s Financial Inclusion: The 2017 Findex Story

Despite global progress toward universal access to financial services, the gender gap remains at 9 percentage points in developing countries. Here's a look at what the 2017 Global Findex tells us about women's access to financial services.
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Is Funding for Rural Finance Going Where It’s Needed Most?

Global funding for rural finance has risen to nearly $5 billion. Are funds reaching communities with the greatest needs?
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New Global Findex: What You Need to Know

The latest Findex shows global progress on access to financial services, but it also illustrates challenges in reaching marginalized groups and increasing usage.
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Public Clearinghouse Could Shake Up China’s Mobile Payment Market

China will soon require payments providers, including Alipay and WeChat Pay, to connect to a public online payments clearinghouse. Here’s what we know so far about how this institution will work and what it could mean for mobile payments.
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Smartphones Are Common in Myanmar: Is Digital Finance Far Behind?

Smartphone penetration of 80 percent and low bank account access suggest that digital financial services will take off in Myanmar. China’s experience may offer clues about how and when this will happen.
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6 Ways Microfinance Institutions Can Adapt to the Digital Age

Microfinance has a relatively good record of serving the poor in a socially responsible way. But it must adapt to continue serving those customers in the digital age, argues CGAP CEO Greta Bull.
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Kenya’s Rules on Mobile Money Price Transparency Are Paying Off

Kenya's pricing transparency rules have made customers more aware of the costs of using certain digital financial services, according to a new CGAP survey.
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Can Agro-Dealers Be the Last-Mile Rails for Digital Finance?

New CGAP partnerships test large agribusinesses' potential to bring financial services to millions of rural farmers.
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Data Privacy and Protection – Providers Share Their Perspectives

Just like customers themselves, providers deeply value the protection and security of the customer data they hold. They just have different reasons.
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The Many Faces of Social Exclusion

FinScope consumer data shows how people experience social exclusion differently and points to groups that are especially excluded, including farmers, women and youth.
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Who’s Getting Financial Inclusion Funding in Sub-Saharan Africa?

Funding for financial inclusion in Africa has reached $4.7 billion, up 270 percent over the past several years. So which countries are getting the most funding? And are these investments making a difference?
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Kenya’s Digital Credit Revolution Five Years On

It's been five years since Kenya launched its first digital credit solution. A new CGAP survey shows that one in four Kenyans has taken a digital loan, mostly for working capital and day-to-day consumption.
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5 Insights into Credit Scoring for Smallholders

Agricultural lending remains a frontier area even as the alternative lending space fills up with new players. Here are some early insights from CGAP's work on alternative credit scoring for smallholder farmers in Uganda.
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KYC Utilities and Beyond: Solutions for an AML/CFT Paradox?

From KYC utilities to blockchain apps and new ways to collaborate on customer due diligence, recent developments are chipping away at a major barrier to financial inclusion: the high cost of meeting anti-money laundering and terrorism financing requirements.
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Women’s Financial Inclusion: What the Gallup World Poll Tells Us

Gallup data shows that 81 percent of women worldwide own a mobile phone. Yet regions with high ownership rates have some of the lowest rates of women's financial inclusion.
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Building Rural Digital Ecosystems: A New Role for Agribusinesses?

Bringing digital finance to the rural poor will require financial services providers to work more creatively with agribusinesses that have extensive experience serving last-mile clients.