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17 June 2010
High interest rates is not a universal problem. In fact, China is facing the opposite issue: interest rates charged by MFIs are too low.
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16 June 2010
A few weeks ago, CGAP released a study comparing the prices of 16 branchless banking pioneers and 10 traditional banks across eight use cases. We found that the average monthly cost of using a branchless banking service is $3.90 (PPP adjusted) compared with US$4.80 when using a traditional bank. The conclusion: branchless banking is cheaper than traditional banking, but the gap is not as wide as some may think.
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14 June 2010
For all the talk about financial services over mobile technology and our aspirations for a cashless society, it is striking to me how far the economies in the U.S. and Europe still have to go.
07 June 2010
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An overabundance of capital can trigger irresponsible actions or undue risk-taking on the part of investee companies.
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