Digital Banking and Financial Inclusion
Digital transformation has opened the financial services market to new kinds of providers and business models with great disruptive potential. The banking industry has not been spared. The changing landscape of banking value chains has become a hot topic recently with neo-banks, challenger banks, open banking initiatives and the like emerging all around the world. The future of banking is uncertain, yet hopefully bright.
In this webinar, CGAP experts discussed what digital banking means, how it has evolved, what business models we see emerging, what implications (if any) they have for financial inclusion and where the industry is going in the future.
Ivo Jenik | Financial Sector Specialist, CGAP
Ivo Jenik is a financial sector specialist at CGAP. He has 10 years of experience in finance, primarily in retail financial services regulation. He has led CGAP’s work on regulatory innovation (crowdfunding, regulatory sandboxes) and capacity building for policy makers (regulation and supervision of digital financial services) across continents.
Sean de Montfort | Financial Sector Analyst, CGAP
Sean de Montfort joined CGAP in 2018 as a financial sector analyst, on secondment from the United Kingdom’s Financial Conduct Authority (FCA). His work at CGAP cuts across the policy and business models pillars with a particular focus on regulatory innovation facilitators and digital banking business models. At the FCA, Sean held roles closely related to innovation, most recently as assistant private secretary to Christopher Woolard, executive director of Strategy and Competition.