CGAP logo Subscription

Our Approach

"Technology is rapidly changing the way people can get basic financial services. However, even with the widespread availability and the promise of particular technologies, there is no guarantee that financial services will reach poor people. To ensure all poor people benefit from technology-enabled financial access, we need appropriate regulation and business models that can go to scale." - Steve Rasmussen, Program Manager.

The CGAP Technology Program is co-funded by the Bill & Melinda Gates Foundation and the UK Department for International Development (DFID).
Overview

Project Profiles

To date CGAP has helped shape 14 projects with microfinance institutions, banks, mobile network operators, and payment system providers targeting millions of poor unbanked people in Colombia, Ecuador, India, Kenya, Maldives, Mongolia, Pakistan, Philippines, and South Africa. 

Technology Project Profiles: 


Publications

Mobile Money in the Philippines
Scenarios for Branchless Banking in 2020
Banking the Poor via G2P Payments
Poor People Using Mobile Financial Services
The Role of Mobile Operators in Expanding Access to Finance
Banking on Mobiles: Why, How, for Whom?
Banking Through Networks of Retail Agents
The Early Experience with Branchless Banking
More Technology Publications >>

Study Finds Branchless Banking Cheaper than Banks

New CGAP research shows branchless banking is cheaper than traditional banking.

More >

News and Events

Financial Inclusion is the Buzz at Dakar Mobile Banking Summit: Policymakers, businesses focus on new technologies to reach poor people with financial services in Francophone Africa.

2010 Mobile Money Summit: CGAP invites you to attend this exciting event, which will stimulate discussion and help build collaborations for all mobile money stakeholders globally, regionally, and locally. The conference agenda includes new topics and issues never before presented (Rio de Janeiro, May 25-26, 2010).

Boost for mobile banking for the unbanked as CGAP, DFID announce new partnership: CGAP announces a new partnership with the UK Department for International Development (DFID) to expand ongoing global efforts to use information and communication technologies (ICT), especially mobile phones, to increase access to basic financial services for the poor. In addition to a 2006 grant from the Bill & Melinda Gates Foundation and CGAP funding, DFID will provide GBP 8 million to the CGAP Technology Program.

More >

CGAP Technology Blog

Interview with Greg Reeve, Head of Mobile Payment Solutions at Vodafone
By Jim Rosenberg
The biggest challenge to making an existing service successful is customer education. The concept is new and we have to help people learn about it and understand how it could benefit them.
Join CGAP's Mobile Banking and Microfinance Group on Linkedin


Branchless Banking

Branchless banking is the delivery of financial services outside conventional bank branches using information and communications technologies and nonbank retail agents, for example, over card-based networks or with mobile phones.
Mobile Banking
Customer Adoption
Business Models
Agents
Branchless Banking Policy
Government-to-Person Payments (G2P)

Information Systems

Strong information systems (IS) are the foundation of any financial institution. Yet many microfinance institutions struggle with their systems resulting in inefficiencies which limit their ability to grow and eventually take advantage of other technologies, such as branchless banking.
Information Systems
© 2010 CGAP: Consultative Group to Assist the Poor. All Rights Reserved | Contact Us | Disclaimer | Privacy Policy | Site Map