Briefs
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A Structured Approach to Understanding the Financial Service Needs of the Poor in Mexico
May 22, 2012
This Brief addresses the need for a deeper understanding of the financial needs of poor people. It takes a specific look at segmentation in Mexico.
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Financial Inclusion and Stability
May 8, 2012
This Brief explores the resarch to date on financial inclusion and stability.
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Can Postal Networks Advance Financial Inclusion in the Arab World?
May 2, 2012
As existing and trusted institutions with large branch networks reaching rural areas, Arab postal networks have the potential to be powerful tools in the fight for greater financial inclusion in the Arab World.
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Trends in Cross-Border Funding
December 19, 2011
This Brief describes global trends in microfinance funding between 2007 and 2010.
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The Role of Funders in Responsible Finance
October 24, 2011
This Brief addresses the recent movement toward responsible finance, which has shaped the industry's belief that financial service providers have a responsibility to deliver financial services in a way that is transparent, fair, safe, and likely to generate benefits for poor clients.
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Branchless Banking in Pakistan
October 11, 2011
This Brief highlights key challenges and opportunities that are likely to shape the branchless banking market in Pakistan in the near term.
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Measuring Changes in Client Lives through Microfinance
May 9, 2011
This Brief looks at the monitoring and assessment tools the microfinance industry uses to measure elements of social performance such as client poverty levels.
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Is There a Business Case for Small Savers?
January 31, 2011
This Brief presents empirical evidence showing that although the savings accounts of small savers are quite costly to provide, there are several important channels through which small savers may be a profitable, or even highly profitable, client segment.
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Microfinance Investors Adjust Strategy in Tougher Market Conditions
October 12, 2010
Microfinance Investment Vehicles in 2010 are confronting the most challenging investment environment since the 1990s.
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Apexes: An Important Source of Local Funding
March 23, 2010
Apexes are an important source of local funding for microfinance—and even more so since the global financial crisis.
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The Rise, Fall, and Recovery of the Microfinance Sector in Morocco
January 7, 2010
The Moroccan microcredit sector has enjoyed one of the most extraordinary growths seen in the microfinance industry.
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Mobile Money in the Philippines
December 18, 2009
This Brief, a joint effort of CGAP and the GSM Association, discusses the results of the first study on mobile money and the unbanked—those without access to formal financial services—estimated to be almost 4 billion worldwide.
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Creating Pathways for the Poorest
December 18, 2009
This Brief discusses early lessons from the implementation of the graduation model.
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SmartAid for Microfinance Index
December 8, 2009
The SmartAid for Microfinance Index is an innovative tool that measures one part of the effectiveness equation: funders’ internal management systems.
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MIV Performance and Prospects
September 1, 2009
CGAP’s 2009 Microfinance Investment Vehicles (MIVs) Survey sheds light on the resilience of microfinance investments.
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Poor People Using Mobile Financial Services
August 4, 2009
Insights into how poor people use M-PESA, its impact on their lives, and some unexpected consequences.
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Are Deposits a Stable Source of Funding for Microfinance Institutions?
June 10, 2009
New research finds that under normal circumstances, aggregate balances for low-income accounts move gradually, and they are not prone to abrupt month-by-month swings.
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The Role of Mobile Operators in Expanding Access to Finance
May 12, 2009
The fact that mobile phones can be used as transactional devices doesn’t necessarily mean that the mobile operator needs to “own” the financial services.
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Microfinance Funds Continue to Grow Despite the Crisis
May 7, 2009
So far, microfinance funds have been relatively unscathed by the financial crisis that has wreaked havoc on most asset classes around the world.
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The Impact of the Financial Crisis on Microfinance Institutions and Their Clients
May 7, 2009
The global financial crisis is spreading quickly in emerging markets, but little is known about its impact on the microfinance sector.
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