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India Joins Ranks of CGAP Members
April 12, 2012
In a sign of its increasing influence on the global financial stage, India has become the newest member of CGAP. India has traditionally been one of the most important proving grounds for a range of financial access initiatives, and its membership in CGAP designates a clear commitment to financial inclusion.

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What Do We Know about Funder Support for Small and Medium Enterprises?
March 26, 2012
Small businesses can be an important engine of growth and employment, but lack of access to finance often prevents them from expanding and achieving their full potential. To better understand the funding landscape, CGAP researched various types of support from official and private channels to SMEs in emerging markets.
CGAP, Grameen Foundation, and MTN Pioneer Product Design in Uganda
March 1, 2012
CGAP, Grameen Foundation, and MTN Uganda announce Grameen Foundation's AppLab Money Initiative, a program that will drive the development of innovative and commercially viable mobile money products tailored to the needs of low-income customers.

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Building Responsible Lending at the Base of the Economic Pyramid Through Credit Reporting
February 21, 2012
Credit reporting, covering both lenders and clients at the base of the economic pyramid, offers a critical tool to promote responsible microlending and avert harm to the very poor households microfinance intends to help. However, a new paper by CGAP and IFC warns that credit reporting may not be a "cure-all."

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Understanding Multiple Borrowing and Avoiding Over-indebtedness Among Clients
February 2, 2012
On January 12 and 13, CGAP, IFMR and MicroSave hosted a virtual conference to discuss thoughts and experiences around multiple borrowing and avoiding over-indebtedness. Over 200 microfinance institution managers, investors, advisers, and researchers from 48 countries shared their ideas, generating over 700 comments and numerous suggestions for MFIs, policy makers and funders.

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Winners from the 2011 CGAP Microfinance Photography Contest
January 9, 2012
The winner of this year’s Microfinance Photography Contest is Ngo Quang Phuc of Ho Chi Minh, Vietnam. The winning photo of workers harvesting salt was taken in Khanh Hoa, on the South Central Coast of Vietnam. The judges also selected 28 other photos as finalists from over 2000 entries from more than 70 countries around the world.
Pick of the Year 2011
December 19, 2011
CGAP staff share their top reads for 2011. Books, articles, and blog posts all make the cut—read on for recommendations of the best pieces relating to financial inclusion for the year, from our staff.
Financial Access Studies Highlight Benefits of Better Product Design
November 30, 2011
Empowering the poor to better manage their own lives and to seize opportunities to start a business or grow their incomes goes beyond simply giving them a savings account, a microloan, or insurance. According to a new paper published by CGAP, unless the product is properly designed to meet their needs, people in the poorest communities are unlikely to take up financial services.
Is Microcredit Over-Indebting Too Many Borrowers?
November 7, 2011
Is over-indebtedness a widespread problem? A new CGAP paper looks at over-indebtedness among microborrowers and argues that the issue has been studied so little that there is simply no empirical answer to that question. The authors argue that there are strong reasons why lenders and governments in certain markets should want to know more.
What is The Role of Microfinance Funders in Promoting Savings?
October 30, 2011
Saving is a crucial component of poor people’s economic well-being and supporting savings mobilization is essential to building inclusive financial systems. However, the majority of microfinance funders still focus their activities around credit, rather than savings. To celebrate World Savings Day, CGAP is releasing a technical guide that looks at what funders can do to support savings services.
Responsible Finance: Putting Principles to Work
October 17, 2011
CGAP has released a new Focus Note, Responsible Finance: Putting Principles to Work, highlighting the new energy around the principles of responsible finance and describing work underway in key markets to ensure adequate client protection and managing for social as well as financial returns.
Global Standard-Setting Bodies and Financial Inclusion
September 19, 2011
CGAP has released a new white paper on behalf of the G20’s Global Partnership for Financial Inclusion (GPFI), "Global Standard-Setting Bodies and Financial Inclusion for the Poor – Toward Proportionate Standards and Guidance,” which aims to raise awareness and frame issues to inform ongoing work by standard-setting bodies to integrate financial inclusion into normative standards.
Full Financial Inclusion in Our Lifetime: Ehrbeck in new video interview
August 19, 2011
In a new interview CGAP CEO Tilman Ehrbeck says that full financial inclusion can be achieved in our lifetime. He argues that there is a body of knowledge coming together around poor clients’ needs that could lead to significant progress toward financial inclusion within the next 20 years.
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Microfinance in Kolar, Karnataka, Revisited: New client survey data
July 19, 2011
A study of the repayment crisis in 2009 in the Kolar district in Karnataka, a state in southern India, offers a valuable case study for the microfinance sector.
Winners of the 2010 CGAP Microfinance Photography Contest
June 10, 2011
CGAP announces the winners of the 2010 Photography Contest, featuring the photographs that portray people’s ingenuity and capacity to make their own livelihoods across the globe. From Madagascar to Madhya Pradesh, from a candlemaker in the Philippines, to the clothes seller on the streets of Breslau, Poland, the images show the entrepreneurial spirit and energy of human enterprise.
Grameen Bank and Mohammed Yunus: A Timeline
May 10, 2011
Over the last few months, events in Bangladesh have captured the attention of the microfinance industry as well as the media. Here is an overview and timeline of events on Grameen Bank.
Defining a New Path to “Graduation” Out of Extreme Poverty
April 17, 2011
Over the past five years, CGAP and the Ford Foundation have supported 10 pilot projects managed by an array of local partners in eight countries that seek to give the poorest people in select communities the ability to take the first steps toward self-sufficient and stable livelihoods.
Reflections on the State of Access to Finance: Tilman Ehrbeck
March 30, 2011
Six months after being appointed CGAP CEO, in a message to CGAP’s members and worldwide partners, Tilman Ehrbeck shares his thoughts on the state of financial inclusion, and the direction of the microfinance industry.
The Challenge for Islamic Microfinance
March 8, 2011
Islamic Microfinance is facing the challenge to find viable business models that provide microfinance products compatible with Islamic law (Shariah). Given that the group of 2.7 billion unbanked includes a vast number of Muslims, expanding the availability of affordable and sustainable Shariah-compliant services can prove to be transformative for microfinance.
Microfinance Faces Changing Risks: Banana Skins 2011
February 2, 2011
With growth in some markets moving at a fast pace, the microfinance sector faces changing risks. The latest Microfinance Banana Skins 2011 report shows that microfinance institutions must confront new realities to sustain the good reputation the microfinance industry has enjoyed in recent years. The survey measured the risk perceptions of more than 500 practitioners, investors, and close observers of microfinance in 86 countries.
 
 
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