Areas of Expertise

• Regulation and supervision of microfinance,
• Anti-money-laundering and combating-financing-of-terrorism rules (AML/CFT),
• Interest rate policy,
• Consumer protection,
• Ownership and governance issues,
• Foreign currency issues,
• Institutional transformation,
• Issues of direct state involvement in microfinance,
• Transparency-driven non-prudential regulation,
• Priority sector lending requirements, community re-investment incentive mechanisms and other similar policy ‘carrots and sticks’ that governments employ to promote access to finance,
• National Microfinance Strategies and similar planning tools aimed at increasing financial access,
• Regulatory issues regarding credit bureaus (and other client information databases) and payment systems that affect their availability and utility for financial institutions targeting the poor, and
• A broad range of policy, regulatory and supervisory issues implicated in mobile phone-based and other branchless banking.