2010 CGAP Photo Contest

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Tanneries are flourishing in Bangladesh, and these small businesses are creating new job opportunities for poor people.
(Mohammed Rakibul Hasan) 1 of 31
FIRST PLACE: The Tannery Industry
Bangladesh

Photo by Mohammed Rakibul Hasan

Tanneries are flourishing in Bangladesh, and these small businesses are creating new job opportunities for poor people.

Photo by Mohammed Rakibul Hasan. Tanneries are flourishing in Bangladesh, and these small businesses are creating new job opportunities for poor people.
A man carries jute to market
(Jashim Salam) 2 of 31
SECOND PLACE: Jute Monster
Bangladesh

Photo by Jashim Salam

A man carries jute to market. Because of its eco-friendly nature, the jute industry in Bangladesh is seeing a revival.

Photo by Jashim Salam. A man carries jute to market. Because of its eco-friendly nature, the jute industry in Bangladesh is seeing a revival.
Chilka is the largest brackish water lake of India, an ecosystem preserve that provides a livelihood for thousands of fishing families.
(Sandipan Majumdar) 3 of 31
THIRD PLACE: Fishing Boat at Chilka
India

Photo by Sandipan Majumdar

Chilka is the largest brackish water lake of India, an ecosystem preserve that provides a livelihood for thousands of fishing families.

Photo by Sandipan Majumdar. Chilka is the largest brackish water lake of India, an ecosystem preserve providing a livelihood for thousands of fishing families.
n Canning, West Bengal, Ibrahim helps people cross the Matla River during low tide. He bought his rickshaw with a microloan.
(Joydeep Mukherjee) 4 of 31
Special Mention: Rickshaw Puller
India

Photo by Joydeep Mukherjee

In Canning, West Bengal, Ibrahim helps people cross the Matla River during low tide. He bought his rickshaw with a microloan. 

Photo by Joydeep Mukherjee. In Canning, West Bengal, Ibrahim helps people cross the Matla River during low tide. He bought his rickshaw with a microloan.
In Zhejiang province the owner of this workshop was jobless until small enterprise financing helped her to establish her business.
(Tian An Shi) 5 of 31
Special Mention: Food Workshop
China

Photo by Tian An Shi

In Zhejiang province the owner of this workshop was jobless until small enterprise financing helped her to establish her business. 

Photo by Tian An Shi. In Zhejiang province the owner of this workshop was jobless until small enterprise financing helped her to establish her business.
A village elder shares a light moment with his grandchildren in West Bengal.
(Sudipto Das) 6 of 31
Special Mention: Art of Microfinance
India

Photo by Sudipto Das

A village elder shares a light moment with his grandchildren in West Bengal.

Photo by Sudipto Das. A village elder shares a light moment with his grandchildren in West Bengal.
A father and son go to market to sell geese
(Huaxin Hu) 7 of 31
Special Mention: Selling Geese
China

Photo by Huaxin Hu

A father and son go to market to sell geese. After losing all his geese to disease last year, the farmer used small enterprise loans to help restore the farm.

Photo by Huaxin Hu. After losing all his geese to disease last year, this farmer used small enterprise loans to help restore the farm.
Microenterprise lending helped this woman open her tofu shop when she migrated to the city.
(Kexin Zheng) 8 of 31
Little Tofu Shop Next to Job Site
China

Photo by Kexin Zheng

Microenterprise lending helped this woman open her tofu shop when she migrated to the city.

Photo by Kexin Zheng. Microenterprise lending helped this woman open her tofu shop when she migrated to the city.
In Zhejiang province, farmers use traditional methods of agricultural production. This harvest season they benefitted from small enterprise lending to increase their crop yield.
(Shaoping Wu) 9 of 31
Harvest Season
China

Photo by Shaoping Wu

Farmers use traditional methods of agricultural production. This harvest season they benefitted from small enterprise lending to increase their crop yield.

Photo by Shaoping Wu. Farmers use traditional methods of agricultural production and benefitted from small enterprise lending to increase their yield.
Razia Bibi, a milk collector in a village outside Lahore, measures the fat content of milk brought in by local women. An international NGO working with homebound women provided her the training and funds she needed to set up her center.
(Sophie Forbes) 10 of 31
Measuring Milk
Pakistan

Photo by Sophie Forbes

Razia Bibi measures fat content of milk brought in by local women. An international NGO provided her the training and funds she needed to set up her center.

Photo by Sophie Forbes. Razia Bibi measures fat content of milk brought in by local women. An international NGO provided her the training and funds she needed.
This picture reflects the diversity of microfinance, its important role in the economy, and its capacity to reduce poverty
(Ravo Rafenomanantsoa) 11 of 31
Farmer and Brick Makers
Madagascar

Photo by Ravo Rafenomanantsoa

This picture reflects the diversity of microfinance, its important role in the economy, and its capacity to reduce poverty. 

Photo by Ravo Rafenomanantsoa. This picture reflects the diversity of microfinance, its important role in the economy, and its capacity to reduce poverty.
An Iban woman weaves a carpet using her tribe’s traditional techniques. She is part of a government-supported microfinance program that operates through self-help groups. Self-help groups are groups of five to fifteen women who save and borrow together.
(Sandipan Majumdar) 12 of 31
Tribal Art
Malaysia

Photo by Sandipan Majumdar

A woman weaves a carpet using traditional techniques. She is part of a microfinance program that runs via self-help groups that save and borrow together.

Photo by Sandipan Majumdar. A woman weaves a carpet using traditional techniques. She is part of a microfinance program that runs via self-help groups.
Bighna, a small village in West Bengal, India, is famous for its metal crafts. These crafts are produced by small, family-run businesses.
(Partha Pal) 13 of 31
Metal Crafts
India

Photo by Partha Pal

Bighna, a small village in West Bengal, India, is famous for its metal crafts. These crafts are produced by small, family-run businesses.

Photo by Partha Pal. Bighna, a small village in West Bengal, India, is famous for its metal crafts. These crafts are produced by small, family-run businesses.
This woman runs a small handmade textile factory in a small town in Zhejiang province. Two years ago when she lost her husband, small enterprise funding helped her start this small business to support her family
(Zhongming Lai,) 14 of 31
Hand-made Workshop
China

Photo by Zhongming Lai

This woman runs a small handmade textile factory in a small town. Two years ago, small enterprise funding helped her start a small business.

Photo by Zhongming Lai. This woman runs a small handmade textile factory. Two years ago, small enterprise funding helped her start a small business.
Small enterprise lending offers financial support to this herdsman so he can get enough forage for his livestock.
(Xiangju Li) 15 of 31
Grazing
Mongolia

Photo by Xiangju Li

Small enterprise lending offers financial support to this herdsman so he can get enough forage for his livestock.

Photo by Xiangju Li. Small enterprise lending offers financial support to this herdsman so he can get enough forage for his livestock.
In a local fish market in Muscat, Oman, a man hands over fresh tuna to a butcher. As much as one-fifth of households in the country depend on microfinance to sustain their enterprises
(Pit Buehler ) 16 of 31
Fish Trader
Oman

Photo by Pit Buehler

In a fish market in Muscat, a man hands fresh tuna to a butcher. As much as 1/5 of households in Oman depend on microfinance to sustain their enterprises. 

Photo by Pit Buehler. In a fish market in Muscat, a man hands fresh tuna to a butcher. As much as 1/5 of households in Oman depend on microfinance.
Mangu Keriya is a basket weaver who received financing from local NGOs to improve his business.
(Chetan Soni) 17 of 31
Basket Maker
India

Photo by Chetan Soni

Mangu Keriya is a basket weaver who received financing from local NGOs to improve his business.

Photo by Chetan Soni. Mangu Keriya is a basket weaver who received financing from local NGOs to improve his business.
The unemployment rate in Madagascar has increased dramatically in the last two years because of the ongoing political crisis. However, unlike other sectors, microlending has grown because many people are using it to start small enterprises like these.
(Ravo Rafenomanantsoa) 18 of 31
Starting Up a New Activity
Madagascar

Photo by Ravo Rafenomanantsoa

Unlike other sectors in Madagascar, microlending has grown because many people are using it to start small enterprises like these.

Photo by Ravo Rafenomanantsoa. Unlike other sectors in Madagascar, microlending has grown because many people are using it to start small enterprises.
A sari is embellished by these artisans with golden threads before being sold to the village trader.
(Rabin Chakrabarti) 19 of 31
Sari Makers
India

Photo by Rabin Chakrabarti

A sari is embellished by these artisans with golden threads before being sold to the village trader.

Photo by Rabin Chakrabarti. A sari is embellished by these artisans with golden threads before being sold to the village trader.
Residents in Malabon, which is underwater after a typhoon, use small boats to visit nearby shops.
(Raniel Jose Castañeda) 20 of 31
Business in the Water World
Philippines

Photo by Raniel Jose Castañeda

Residents in Malabon, which is underwater after a typhoon, use small boats to visit nearby shops.

Photo by Raniel Jose Castañeda. Residents in Malabon, which is underwater after a typhoon, use small boats to visit nearby shops.
n Sagar Island,West Bengal, MFIs donate fishing nets to their clients.
(Arup Haldar) 21 of 31
Fishing at Saint Martin's Island
India

Photo by Arup Haldar

In Sagar Island,West Bengal, MFIs donate fishing nets to their clients.

Photo by Arup Haldar. In Sagar Island,West Bengal, MFIs donate fishing nets to their clients.
In Zhejiang province this water-seller used a small enterprise loan to buy her horse.
(Zhining Liu) 22 of 31
Selling Water
China

Photo by Zhining Li

Zhejiang province this water-seller used a small enterprise loan to buy her horse.

Photo by Zhining Li. Zhejiang province this water-seller used a small enterprise loan to buy her horse.
A fisherman knits his net, which flows out towards the sea like morning mist.
(Rabin Chakrabarti) 23 of 31
Man Knitting
India

Photo by Rabin Chakrabarti

A fisherman knits his net, which flows out towards the sea like morning mist.

Photo by Rabin Chakrabarti. A fisherman knits his net, which flows out towards the sea like morning mist.
This former inmate received training in candle-making while in prison and now runs a small enterprise.
(Nikki Sandino Victoriano ) 24 of 31
Light of Hope
Philippines

Photo by Nikki Sandino Victoriano

This former inmate received training in candle-making while in prison and now runs a small enterprise.

Photo by Nikki Sandino Victoriano. This former inmate received training in candle-making while in prison and now runs a small enterprise.
Medium and small enterprise lending provides working capital to this small factory. The loan helps the factory succeed and employ local workers
(Xiaoqing Wang) 25 of 31
Small Factory
China

Photo by Xiaoqing Wang

Medium and small enterprise lending provides working capital to this small factory. The loan helps the factory succeed and employ local workers. 

Photo by Xiaoqing Wang. Medium and small enterprise lending provides working capital to this small factory.
A woman sells pots in a village in Madhya Pradesh, India.
(Chetan Soni) 26 of 31
Pot Seller
India

Photo by Chetan Soni

A woman sells pots in a village in Madhya Pradesh, India.

Photo by Chetan Soni. A woman sells pots in a village in Madhya Pradesh, India.
This woman proudly shows the contents of her blue box—her savings bank.
(Oddvar Paulsen) 27 of 31
Savings Smile
Uganda

Photo by Oddvar Paulsen

This woman proudly shows the contents of her blue box—her savings bank.

Photo by Oddvar Paulsen. This woman proudly shows the contents of her blue box—her savings bank.
This man creates cotton products using a knitting machine in a small industry. The Indian government has backed loans for small and medium sized industries
(Kushal Gangopadhyay) 28 of 31
Knitting Unit
India

Photo by Kushal Gangopadhyay

A man creates cotton products using a knitting machine in a small industry. The government has backed loans for small and medium sized industries. 

Photo by Kushal Gangopadhyay. A man creates cotton products using a knitting machine in a small industry.
A woman sells her wares on the streets of Breslau, Poland. Microfinance can play a role in building a new social and economical environment by instilling confidence and trust in the creative and entrepreneurial skills of people in transition countries
(Pit Buehler) 29 of 31
Start-Up
Poland

Photo by Pit Buehler

A woman sells her wares on the streets of Breslau. Microfinance plays a role in instilling confidence in entrepreneurs in transition countries. 

Photo by Pit Buehler. A woman sells her wares on the streets of Breslau. Microfinance plays a role in instilling confidence in entrepreneurs.
A farmer plucks okra in her field in Madhya Pradesh, India. Several NGOs are providing capital and technical expertise to help female farmers in this region develop their small businesses
(Chetan Soni) 30 of 31
Vegetable Field
India

Photo by Chetan Soni

A farmer plucks okra in her field in Madhya Pradesh. NGOs are providing capital and technical expertise to help female farmers develop their businesses. 

Photo by Chetan Soni. A farmer plucks okra in her field in Madhya Pradesh. NGOs are providing capital and technical expertise to help female farmers.
A young boy learns the value of hard work and skill from his father, who provides for his family by making and selling his pottery
(Kaushik Majumder) 31 of 31
Potter
India

Photo by Kaushik Majumder

A young boy learns the value of hard work and skill from his father, who provides for his family by making and selling his pottery. 

Photo by Kaushik Majumder. A young boy learns the value of hard work and skill from his father, who provides for his family by making and selling his pottery.
  • Tanneries are flourishing in Bangladesh, and these small businesses are creating new job opportunities for poor people.
  • A man carries jute to market
  • Chilka is the largest brackish water lake of India, an ecosystem preserve that provides a livelihood for thousands of fishing families.
  • n Canning, West Bengal, Ibrahim helps people cross the Matla River during low tide. He bought his rickshaw with a microloan.
  • In Zhejiang province the owner of this workshop was jobless until small enterprise financing helped her to establish her business.
  • A village elder shares a light moment with his grandchildren in West Bengal.
  • A father and son go to market to sell geese
  • Microenterprise lending helped this woman open her tofu shop when she migrated to the city.
  • In Zhejiang province, farmers use traditional methods of agricultural production. This harvest season they benefitted from small enterprise lending to increase their crop yield.
  • Razia Bibi, a milk collector in a village outside Lahore, measures the fat content of milk brought in by local women. An international NGO working with homebound women provided her the training and funds she needed to set up her center.
  • This picture reflects the diversity of microfinance, its important role in the economy, and its capacity to reduce poverty
  • An Iban woman weaves a carpet using her tribe’s traditional techniques. She is part of a government-supported microfinance program that operates through self-help groups. Self-help groups are groups of five to fifteen women who save and borrow together.
  • Bighna, a small village in West Bengal, India, is famous for its metal crafts. These crafts are produced by small, family-run businesses.
  • This woman runs a small handmade textile factory in a small town in Zhejiang province. Two years ago when she lost her husband, small enterprise funding helped her start this small business to support her family
  • Small enterprise lending offers financial support to this herdsman so he can get enough forage for his livestock.
  • In a local fish market in Muscat, Oman, a man hands over fresh tuna to a butcher. As much as one-fifth of households in the country depend on microfinance to sustain their enterprises
  • Mangu Keriya is a basket weaver who received financing from local NGOs to improve his business.
  • The unemployment rate in Madagascar has increased dramatically in the last two years because of the ongoing political crisis. However, unlike other sectors, microlending has grown because many people are using it to start small enterprises like these.
  • A sari is embellished by these artisans with golden threads before being sold to the village trader.
  • Residents in Malabon, which is underwater after a typhoon, use small boats to visit nearby shops.
  • n Sagar Island,West Bengal, MFIs donate fishing nets to their clients.
  • In Zhejiang province this water-seller used a small enterprise loan to buy her horse.
  • A fisherman knits his net, which flows out towards the sea like morning mist.
  • This former inmate received training in candle-making while in prison and now runs a small enterprise.
  • Medium and small enterprise lending provides working capital to this small factory. The loan helps the factory succeed and employ local workers
  • A woman sells pots in a village in Madhya Pradesh, India.
  • This woman proudly shows the contents of her blue box—her savings bank.
  • This man creates cotton products using a knitting machine in a small industry. The Indian government has backed loans for small and medium sized industries
  • A woman sells her wares on the streets of Breslau, Poland. Microfinance can play a role in building a new social and economical environment by instilling confidence and trust in the creative and entrepreneurial skills of people in transition countries
  • A farmer plucks okra in her field in Madhya Pradesh, India. Several NGOs are providing capital and technical expertise to help female farmers in this region develop their small businesses
  • A young boy learns the value of hard work and skill from his father, who provides for his family by making and selling his pottery