Focus Note

Focus Notes highlight best practices in financial inclusion for governments, donors, and private financial institutions.

20 June 2018
Across Sub-Saharan Africa, new success stories are playing out, yet little is understood about the approaches many countries in the region have taken to develop inclusive payment ecosystems. CGAP set out to examine pathways to inclusive payment ecosystems in two Sub-Saharan African countries, Tanzania and Ghana, to learn from their experiences.
Download PDF: 
English (36 pages)
24 May 2018
CGAP shows how an enabling regulatory framework that is based on four enablers has contributed to advancing digital financial services in 10 countries.
Download PDF: 
English (36 pages)
15 August 2017
There is not enough being done to implement minimum standards in consumer protection for digital credit, and this exposes the industry and consumers to risks such as credit bubbles and mass-blacklisting of consumers in credit bureaus for just a few dollars of debt.
Download PDF: 
English (24 pages) | French (26 pages) | Spanish (26 pages)
19 June 2017
The future for poor people and financial inclusion is difficult to predict. In what ways will financial services influence inequality and economic participation for poor people by 2025?
Download PDF: 
English (32 pages) | Spanish (32 pages) | French (32 pages)
20 April 2017
The digitization of value chain finance—financial services that flow to or through any point in a value chain—is changing the way smallholders access the financial tools necessary to invest in their farms, manage risk, and transact with markets. CGAP explores opportunities and emerging models in digital value chain finance.
Download PDF: 
English (28 pages) | French (34 pages) | Spanish (30 pages)
17 March 2017
It is time for DFIs to adopt an alternative approach to financial inclusion that prioritizes needed market changes. A shift to a market systems approach addresses this need and requires that DFIs carefully analyze each market to determine the key gaps, underlying causes, critical actors, and theory of change for bringing about sustainable market development.
Download PDF: 
English (24 pages) | Spanish (28 pages) | French (28 pages)
Mobile Formats:
iBook (940.72 KB)
27 April 2016
As impact investing continues to gain traction, DFIs and social investors have a unique opportunity to use their equity funding instrument to contribute further to the development of financially inclusive markets and achieve sustainable impact.
Download PDF: 
English (16 pages) | French (16 pages) | Spanish (16 pages)
Mobile Formats:
iBook (412.11 KB) | Kindle (796.41 KB)
17 June 2015
This Focus Note explores consumer risk in digital finance—-particularly through the lens of lower-income and less-experienced consumers.
Download PDF: 
English (40 pages) | French (40 pages) | Spanish (40 pages) | Chinese (40 pages) | Russian (40 pages)
Mobile Formats:
iBook (2.23 MB) | Kindle (5.88 MB)
03 April 2015
This Focus Note shares early insights from CGAP's ongoing Smallholder Diaries, providing a first look at the financial lives of smallholder households not only as agricultural producers, but also as consumers, laborers, and off-farm entrepreneurs.
Download PDF: 
English (20 pages) | Spanish (20 pages) | French (20 pages)
Mobile Formats:
iBook (917.47 KB) | Kindle (1.4 MB)
24 February 2015
This Focus Note explores the operational costs associated with musharaka and salam products by delving into two case studies: Bank Al Baraka in Algeria and Wasil Foundation in Pakistan.
Download PDF: 
English (12 pages) | Spanish (12 pages) | French (12 pages)
Mobile Formats:
iBook (206.21 KB) | Kindle (382.69 KB)

Pages

Subscribe to RSS - Focus Note