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This paper offers a framework for understanding how different influences or “levers” affect costs and revenues for youth savings and uses examples to explain how the framework can be applied as a decision-making tool.
This resource guide is intended to gather in one source the issues funders need to consider when focusing on the expansion of voluntary savings mobilizations.
This Brief presents empirical evidence showing that although the savings accounts of small savers are quite costly to provide, there are several important channels through which small savers may be a profitable, or even highly profitable, client segment.
This study examines quantitatively whether or not small savers contribute to or undermine the sustainability of the MFI.
New research finds that under normal circumstances, aggregate balances for low-income accounts move gradually, and they are not prone to abrupt month-by-month swings.
Small balance demand deposits from poor clients are viewed as a particularly volatile class of funding. This is one reason some MFIs are concerned about using deposits to fund their lending operations.
This Technical Guide explains the areas of analysis covered in a CLSA, the methodology used, and how the CLSA can be tailored to meet the needs of the commissioning agency.