Our Vision
CGAP’s vision is a world where people living in poverty, especially women, can benefit from financial services to capture economic opportunities, access essential services, and build resilience – including in the context of climate change.
Building on the success of the first edition in 2018, the 2023 edition of Igniting SDG Progress Through Digital Financial Inclusion looks at evidence-based examples for the 13 global goals relevant to digital financial inclusion. This work is a collaboration between the Office of United Nations Secretary-General’s Special Advocate for Inclusive Finance for Development (UNSGSA Queen Máxima), Better Than Cash Alliance, the United Nations Capital Development Fund, CGAP and the World Bank.
On this International Women's Day, we reflect on the state of women's digital and financial inclusion globally. At CGAP, we believe digital financial inclusion is a necessary condition for women to be digitally included and economically empowered.
Among which segments of young women could investments in improved financial services make the most impact? We highlight findings from a recent CGAP segmentation exercise.
The Global Findex 2021 shows that while the gap in account ownership between men and women is closing in some countries, there are still significant regional differences. We explore four factors that might impact the gender gap in account ownership.
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While a few platforms have experimented with offering financial services in partnership with fintechs and other financial services providers, this remains a largely unexplored area. CGAP is currently working with several platforms and their partners to pilot embedded financial solutions for platform workers.
Cash-in/cash-out agent networks are key to extending digital financial services and ultimately financial inclusion. Providers have struggled to extend these agent networks in rural areas, where sparse populations lead to lower transaction volumes and weaker financial incentives for businesses to serve as agents.
While many fintechs claim to advance financial inclusion, the link between specific innovations and financial inclusion is often assumed rather than proven. The reality is that it is hard for funders, investors and social entrepreneurs know which innovations matter for low-income, underserved customers.
