Annette Krauss

Annette Krauss is the Managing Director of the Center for Microfinance. After her studies in economics she completed a PhD in economics at the Institute for Development Research and Policy at the University of Bochum. She has 14 years of experience in the microfinance industry, where she worked in funding agencies as well as applied research, teaching and executive training.
Annette founded the Center for Microfinance and is the head of the group. In addition, she is responsible for teaching and executive training, and for the consulting activities of the center.

By Annette Krauss


Does Market Saturation Increase the Risk of Over-indebtedness?

Over-indebtedness is commonly linked to overly penetrated markets, but determining whether market saturation drives over-indebtedness is not so simple.