Deepti K.C. Deepti is a senior program manager at the Center for Microfinance, IFMR, Chennai. By Deepti K.C. Blog02 April 2013 Mobile Payment Systems:What Can India Adopt From Kenya’s Success? Despite some initiatives in India, the adoption of mobile payment technology, especially among the low-income population, has been cautious. What can India learn about mobile money services in Kenya? Blog07 September 2012 Understanding Financial Needs of Urban Migrants A CMF-IFMR report (Nandhi 2011) shows that while 95% of 176 interviewed Rickshaw pullers reported to save small amounts, most of them do it without any formal bank account.