Faith Reynolds

Faith Reynolds is a consumer advocate and an expert in open banking. She is a member of the HMG Smart Data Council and was previously the Independent Consumer Representative for Open Banking Limited.  She is a member of the Payments Vision Engagement Group for the UK and a former non-executive director at the Payment Systems Regulator and Current Account Switch Service.  She holds non-executive positions at the Nest Corporation, a leading workplace pension provider, and Fair4All Finance, which distributes dormant asset monies for financial inclusion in the UK. Faith is the chair of the advisory board for the University of Nottingham's Inclusive Financial Technology Hub and the University of Birmingham's UKFin+ network, which funds academic/industry research collaborations for wicked problems in financial services. Her early career was spent in the not-for-profit sector developing solutions for financial inclusion and capability at Toynbee Hall.

By Faith Reynolds

Blog

Liability in Open Finance: How Do We Make It Work for Consumers?

As open finance grows, clear liability frameworks are essential to protect consumers from fraud and data leaks. This blog explores how global regulators can build trust through better accountability, stronger consent, and collaborative oversight.
Blog

RDFE Lessons From the UK's Open Banking Journey

The UK’s open banking approach demonstrates how digital finance can be harnessed responsibly to promote innovation and competition while safeguarding consumers and their data, aligning well with CGAP’s Responsible Digital Finance Ecosystem framework.