François Coupienne

Francois joined the Mobile Money for the Poor (MM4P) programme of UNCDF in January 2013. He is responsible for developing and overseeing the work in 8 countries (Benin, Lao, Liberia, Malawi, Nepal, Senegal, Uganda and Zambia) and support the development of additional countries in Africa and Asia.  François brings a wealth of experience in digital finance. 

His career includes work related to distribution in the retail sector which he then translated into his work with BNP Paribas Fortis looking at innovative payment channels – internet, phone and electronic vouchers.  From 2008 to 2012, he worked on the development and implementation of branchless and mobile banking efforts in several countries in Africa including those led by banks and MNOs.  Most recently he has worked and assisted in the development of agent networks including working with MFIs.

By François Coupienne


Benin’s Expansion of Digital Finance

The market for digital financial services in Benin shows potential. However, major barriers need to be addressed for digital finance to thrive and contribute to financial inclusion.