James Pearse James Pearse is a writer, editor, and content specialist within the areas of mobile financial services, telecommunications, and development issues. By James Pearse Blog11 July 2016 5 Ways an Emergency Mobile Wallet Can Lead to Financial Inclusion Cash as aid offers recipients choice and dignity. The digitization of cash transfers can minimize risks of using cash in crisis environments and provide access to financial services that could help the poorest cope with shocks in the future.