Mudita Tiwari Mudita Tiwari works at IFMR Trust India. By Mudita Tiwari Blog27 August 2013 Evaluating Financial Literacy for Branchless Banking Clients IFMR-Research recently conducted an impact evaluation of the financial literacy program delivered to branchless banking clients in India. The evaluation assessed the impact of exposure to an intensive one hour training on clients’ savings behavior. Blog02 April 2013 Mobile Payment Systems:What Can India Adopt From Kenya’s Success? Despite some initiatives in India, the adoption of mobile payment technology, especially among the low-income population, has been cautious. What can India learn about mobile money services in Kenya?