Sakshi Chada

Sakshi Chadha is a manager (Government to People Practice, Digital Financial Services) at the India Country Office of MicroSave. She is a development sector consultant with seven years’ experience gained though projects with international organizations, NGOs, and corporations in India, United Kingdom, Nepal, and Kenya. 

By Sakshi Chada


PMJDY: Commendable Growth, Yet Low-Hanging Barriers Persist

Two years ago, India launched a national financial inclusion program known as Pradhan Mantri Jan Dhan Yojana (PMJDY) which aims for at least one bank account for every household. Has there been any real impact of PMJDY on financial inclusion?