How Can Indirect Deposit Insurance Work in Digital Finance?

It is increasingly important to ensure that digitally-stored funds are protected against the failure of institutions offering these products. The indirect (or 'pass-through') approach to deposit insurance is raising questions with big implications for financial inclusion.

Deposit Insurance for Digital Financial Products: 3 Approaches

Countries have adopted three approaches to addressing digital "deposit-like" products when it comes to including them in the deposit insurance system.

Three Questions for Determining if a New Product is a Deposit

This first post in a new series on deposit insurance and digital financial inclusion focuses on the basic, but not easy question, of how to define a “deposit.”