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The Box, Not the Tools: Managing Credit Risk in Asset Finance

Pay-as-you-go solar companies and other asset finance providers are using cutting-edge tools to manage credit risk, but many lack the risk culture, governance structures and processes to use them effectively.
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Financial Services Build Resilience in Face of Crises Like COVID-19

In its efforts to develop a theory of change for how financial inclusion can improve poor people's well-being, CGAP has learned several lessons that shed light on what to prioritize during and after the COVID-19 crisis.
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Ghana Launches World’s First Digital Finance Policy Amid COVID-19

While the new policy has been years in the making, the government hopes the policy will support its measures to leverage digital financial services in its COVID-19 response.
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API Technology Jargon: What Business Leaders Need to Know

Here are three design principles that financial services providers should keep in mind when making technology decisions related to their open API products.
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How Social Media Is Fueling Women’s Entrepreneurship in Myanmar

Many women in Myanmar and across Asia are using social media to conduct online commerce. Meet three entrepreneurs who are engaging in this type of informal e-commerce in Myanmar and have created jobs for other women.
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Financial Inclusion and Resilience for FDPs in the Time of COVID-19

Learn about the recently launched "We Build Bridges: Roadmap to the Sustainable and Responsible Financial Inclusion of Forcibly Displaced Persons," in this guest post from BMZ and IRC.
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Open Banking: 7 Ways Data-Sharing Can Advance Financial Inclusion

When banks and other financial institutions responsibly exchange customer data with other providers, the result is better products for low-income customers.
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Asset Finance Innovations Can Advance SDGs – If They Scale Responsibly

New asset finance business models are breaking down old barriers to putting life-changing assets into the hands of poor households. But to meaningfully advance SDGs, they’ll need to scale responsibly, and this is where funders can play a role.
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Kenya’s Expansion of G2P Becomes Lifeline During COVID-19 Crisis

Kenya offers higher fees to providers that facilitate digital government-to-person payments in underserved areas. Today, this makes it easier to reach hundreds of thousands of low-income people with assistance during the COVID-19 crisis.
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Agent Networks: Vital to COVID-19 Response, in Need of Support

Digital payments are central to the global COVID-19 response, but the agent networks that distribute these funds are struggling to remain open. Here are three questions policy makers must answer to ensure agents reach as many people as possible.
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Customers Want Data Protection: How Can Open API Providers Deliver?

Open APIs can benefit digital financial services providers and low-income customers alike, but they pose data protection and privacy challenges. Here are some tips on how providers can address those challenges.
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The Best Laid Plans...CGAP's Response to COVID-19 (Coronavirus)

CGAP spent time thinking about how we can add unique value to a coordinated crisis response. The work we are doing to combat the effects of coronavirus is refocusing those efforts in new and unanticipated ways.
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COVID-19 Exposes Risks and Opportunities in Kenya's Gig Economy

Gig workers in Kenya report major disruptions to business and depleted savings due to COVID-19 (coronavirus), while platforms signal eagerness to facilitate government-to-person payments or loans to hard-hit workers.
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What’s a Donor to Do? The Financial Impact of COVID-19 on the Poor

Inclusive financial systems are understood to be part of the solution to the coronavirus (COVID-19) crisis, donors are often unclear how most effectively to tailor their interventions. In this Leadership Essay, Michael Tarazi outlines a path forward.
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Financial Scams Rise as Coronavirus Hits Developing Countries

As COVID-19 (coronavirus) spreads in developing countries, a surge in financial scams requires action from governments and financial services providers.
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COVID-19: How Does Microfinance Weather the Coming Storm?

If the microfinance sector is going to survive the pandemic, we need to treat COVID-19 as the fundamental threat to the industry that it likely is. The millions who rely on inclusive finance to borrow, save and spend money are counting on us.
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3 Trends in Women’s Financial Inclusion Funding

Funding for women's financial inclusion is on the rise, but just 10 percent of financial inclusion programs are identified as having a gender component, according to the CGAP Funders Survey.
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India’s Proposed Data Protection Bill Breaks from Notice and Consent

The proposed bill would mark a significant advance in rethinking how to protect digital consumer rights, putting India at the forefront of modern data protection regimes.
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What Do Low-Income Customers Want from Asset Finance?

Here are six lessons for offering asset finance to low-income customers, based on in-depth interviews with dozens of asset finance providers and their customers in developing countries.
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How Can Licensing Regimes Keep Up with Financial Innovation in 2020?

Tech giants, digital banks, e-money issuers, fintech startups — as more diverse players enter the financial services space, they are becoming harder for regulators to classify and license. Here are four ways regulators can respond in 2020 and beyond.