Recent Blogs
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Aggregators: The Secret Sauce to Digital Financial Expansion
Aggregators are key players in the digital financial services ecosystem, but primarily operate in the background. What exactly is their role and why are they important?Blog
Four Ways to Boost the Impact of India’s Direct Benefit Transfers
The Indian government is digitizing payments to beneficiaries of government subsidies, seeking to build a digital payment connection with every Indian household. How can these payments be combined with other efforts to help pull people out of poverty?Blog
Small Business Finance and Financial Inclusion in Latin America
Limited acceptance of digital payments and high fees associated with using such services are two obstacles to greater financial inclusion in Latin American countries. Can these issues be solved at the retailer level, rather than the individual level?Blog
How Hard Is It to Use Mobile Money as a Rural Bangladeshi Woman?
Women in Bangladesh have one of the lowest rates of mobile money usage in the world. Does the dearth of usage indicate a lack of appropriate products and services? Just how hard is it to use mobile money if you are a rural Bangladeshi woman?Blog
Making Mobile Money Accessible in Pakistan
Mobile wallets could have a revolutionary impact on financial inclusion in Pakistan. However, success of this channel hinges on matching the abilities of the end users with appropriately designed products.Blog
Pakistan: Is Mobile Money a Viable Alternative to Banking?
There is more to financial inclusion than convenience. In Pakistan, for mobile financial services to maximize their financial inclusion benefits, providers need to offer a wider variety of services.Blog
The Promise of Mobile Money in Pakistan
Mobile money - through over the counter services and mobile wallets - is helping to drive financial inclusion in Pakistan.Blog
Payment Innovations in Turkey: Not (Yet) Reaching the Unbanked
Innovations on payment systems in Turkey have the potential to move beyond the current reach of bank accounts and cards.Blog
Merchants and Agents: Apples and Oranges?
Digital financial services providers that pursue mobile merchant payments are creating acquiring networks of merchants able and willing to accept payment for goods and services. How can they build on existing agent networks?Blog
How to Drive Merchant Payments? Build Solutions Merchants Want
When value-added services are added to merchant payment solutions, does usage increase?Blog
Mobile Merchant Payments: The Next Battleground?
In order to take off, mobile payments offerings need to be not only as good as cash, but decidedly better in at least one respect.Blog
Should Your Friend Be Your Banker? Digital Models Test the Waters
A recent study by CGAP identified three Person to Person (P2P) business models that could be applicable to underbanked populations in developing countries and help them move up the financial ladder.Blog
Mobile Money in Bangladesh: Still a Long Way to Go
Bangladesh is one of the fastest growing mobile money markets in the world. Yet, mobile financial services in Bangladesh have a lot of room to grow before they can claim any wide national impact.Blog
DaviPlata: Taking Mobile G2P Payments to Scale in Colombia
DaviPlata, a mobile wallet offered by Banco Davivienda in Colombia, is an application helping to shift social safety net payments – often paid in cash – to digital delivery.Blog
India Digitizes its Merchants in Partnership with the U.S.
A partnership between the U.S. and India will focus on commercial and policy solutions to spur India’s nearly 10 million merchants to accept electronic payments.Blog
Why Open APIs Matter: Tech Partnerships Power Development
The potential for open APIs to drive innovation in the mobile money space is tremendous. There are several key elements crucial to the success of any open API ecosystem.Blog
Can Open APIs Accelerate the Digital Finance Ecosystem?
Open APIs have the potential to provide more opportunities to the financially excluded, allowing users to make and receive secure, convenient, and affordable payments.Blog
The ‘Ripple’ Effect: Why an Open Payments Infrastructure Matters
As the payment sector contemplates new infrastructure, lessons from open infrastructure approaches give an indication of how to remove barriers in financial services and foster innovation and growth in payments.Blog
PMJDY: Improved Financial Inclusion, But Roadblocks Remain
MicroSave has conducted a study on the progress of the Pradhan Mantri Jan Dhan Yojana (PMJDY), arguably the largest financial inclusion drive in the world.Blog