Recent Blogs
India Microfinance Bill Offers a Mixed Bag to Investors
The change in the thinking of the government in terms of introducing the comprehensive microfinance bill to replace the old one and emphasizing the supremacy of the regulator, the Reserve Bank of India (RBI) is a consequence of the events in Andhra Pradesh where the State Government has introduced a State level Act to regulate MFIs.
So Where Are We in the Link Between G2P and Financial Services?
The link to financial inclusion is one that can often get forgotten in the quest for payment efficiency.
India’s Microfinance Bill Answers Most Questions
The bill is an important first step; several more steps in translating the bill to action are required before we reach a stage that restores the vitality of the sector.
India Microfinance Bill – The Good and The Bad
India’s microfinance bill is a very positive development for the microfinance sector because it brings the sector into the ambit of organized financial services.
Centre for Women Co-operative Development, Pakistan
Innovation at CWCD has led to a complete organizational transformation, where CWCD has let go of its conventional microfinance programs and dedicated itself completely towards Islamic Microfinance.
Regulation at Last for Indian MFIs
The proposed guidelines introduce customer protection within regulatory framework of credit-only institutions for the first time.
Can Data and Transparency Strengthen Microfinance?
We have come to expect that consistent, reliable data strengthens microfinance performance and policy dialog.
Some Insights into Over-indebtedness in India
Microfinance Institutions in Andhra Pradesh and elsewhere in India are keen to avoid over-indebtedness or place clients in distress.
Learning from the Indian Microfinance Crisis
As the Indian microfinance sector responds to the Andhra Pradesh crisis, an opportunity has been created in India, as well as in the global sector, to reevaluate their “people practices” and make them a core part of a system that has provided a safety net for millions.
SKS IPO Success and Excess
By market standards, the SKS IPO is a great success. Institutional investors have over-subscribed their allocations by 13 times, and the company’s valuation of USD 1.5 billion came in at the top end of the offer band price.
What Should We Look for with the SKS IPO?
The most important and contentious issues about the IPO will take more time for us all to weigh carefully. It will be particularly important to see how the proceeds of several Mutual Benefit Trusts are used given the philanthropic purpose for which these MBTs were first created.
Multiple Borrowing or Multiple Lending and Debt Fatigue
The common thread across locations in which repayment problems have been experienced is that customers are showing signs of fatigue arising from debt.