Financial Literacy Solutions Sprint
Advancing practical, technology-enabled solutions to strengthen financial literacy.
WITH THE SUPPORT OF
About the Sprint
The Financial Literacy Solutions Sprint was launched under the U.S. G20 Presidency to identify and accelerate innovative, technology-enabled solutions that improve how individuals and small businesses make financial decisions in practice.
Financial literacy and capability are widely recognized as important enablers of informed financial decision-making and sustained economic growth — key priorities under the U.S. G20 Presidency. However, traditional approaches have often struggled to translate knowledge into action. This Sprint focused on identifying and cultivating solutions that are embedded within financial services and digital ecosystems, enabling users to make better decisions in real time, in context, and at scale.
Four finalists were selected to take part in the structured innovation Sprint to refine their solutions, strengthen their approaches to financial capability, and identify pathways to scale. Following this, two winning teams—Monny and Vitto—were named as Sprint winners and invited to present their solutions at the World Bank–IMF Annual Meetings 2026 in Bangkok, where they were able to engage directly with global policymakers, financial institutions, and development partners.
The Sprint prioritizes solutions that:
Strengthen day-to-day financial management and decision-making
Build resilience to financial shocks
Enable users to pursue opportunities and grow assets
Improve confidence and control over financial lives
Meet the Sprint Finalists
From many exciting and innovative applications, four teams were selected to take part in the in-person Sprint sessions. Their solutions address different aspects of financial capability—from everyday money management and SME credit readiness to informed use of financial services and personalized financial education.
Vitto
Vitto is an AI-powered credit intelligence platform that helps small and medium-sized enterprises (SMEs) understand their financial health and prepare for formal credit. Working with banks, non-bank financial institutions, fintechs and other financial-service providers, Vitto analyzes financial, credit and behavioral information to identify risks and translate complex credit insights into practical guidance. By embedding financial capability into the lending journey, the platform helps SMEs understand their financial position, make better financial decisions, and strengthen their readiness for credit.
Why financial inclusion matters to Vitto
"For SMEs, financial literacy is not just about knowing finance—it is about knowing what to do with that knowledge. Better decisions can mean greater resilience, better credit readiness, and stronger businesses."
— Kapil Patil, Co-Founder & Director
Monny
Monny is an AI money coach that turns unused bank data into personal daily guidance. Money decisions are made daily, usually without an overview, a plan, or much confidence. Monny changes the timing: instead of reporting on last month, it speaks up when a choice is in front of someone, offering advice built entirely on their own situation. Personal, anonymous, and in their pocket.
Why financial inclusion matters to Monny
"Financial stress has become a daily reality for millions, but it doesn't have to be. AI could be a game-changer in making financial guidance more timely, relevant and personal for those who need it most."
— Olivier van Dijk, Founder
WODI
WODI helps people make more informed financial decisions by bringing financial services and financial information into trusted community settings. Through partnerships with licensed financial-service providers, local shops can serve as hubs where customers open accounts, access cards, pay bills, and send money. Before a transaction, WODI helps customers understand fees, risks, and alternatives in language they can understand. The approach addresses a common challenge in financial services: people may have access to products and transactions without having the information they need to understand their costs or make informed choices.
Why financial inclusion matters to WODI
"When every dollar counts, an informed financial choice is the difference between getting by and getting ahead."
— Ousmane Conde, Founder & CEO, WODI
Meu Bolso em Dia (FEBRABAN)
Meu Bolso em Dia is a national financial-health initiative developed by FEBRABAN in cooperation with the Central Bank of Brazil. It combines financial-health diagnosis through the I-SFB index with personalized guidance delivered through a free digital platform, social media, radio, and a generative-AI assistant. An impact-evaluation framework using official credit data helps assess outcomes. The initiative is designed to help people—particularly those with lower levels of financial health—better understand their financial situation and make more informed decisions.
Why financial inclusion matters to FEBRABAN
"Access to financial services alone isn't enough. Financial education needs to be free, impartial, and personalized to help people make better financial decisions."
— Amaury Oliva, Director of Sustainability, Financial Citizenship, Consumer Relations and Self-Regulation
What Finalists and Winners Received
The four finalists who participated in the Sprint took part in virtual sessions and an in-person Sprint in Washington DC, where they received expert guidance. The two teams that were selected as winners received:
Participation in the global showcase at the World Bank–IMF Annual Meetings in Bangkok
Targeted technical assistance (up to three months)
Support in identifying partners and pathways to scale
Access to CGAP and World Bank networks
Key Dates
The Sprint will run from May to December 2026, with key milestones as follows:
July – August 2026: Virtual sprint sessions
Early September 2026: In-person Sprint in Washington, DC and selection of 1-2 winning teams at the end of the Sprint
October 2026: Showcase at the World Bank–IMF Annual Meetings in Bangkok
October – December 2026: Technical assistance and pilot implementation support