Highlights
- Humanitarian cash transfers are a cornerstone of resilience, particularly in fragile and conflict-affected states. Yet disbursing funds to recipients in the contexts where need is greatest remains a persistent challenge, requiring both cross-border transfer and last-mile delivery, each facing serious barriers.
- This reading deck explores pathways for development funders to better leverage stablecoins in humanitarian cash transfers. It provides a structured assessment of what stablecoins can and cannot deliver, grounded in the challenges faced by humanitarian actors and the practicalities of payment systems.
- The deck is aimed at humanitarian organizations evaluating stablecoins for cash transfer programs across borders, as well as social protection actors with funding from international organizations requiring cross-border transfer.
Related Resources
Cash transfers in fragile contexts fail when recipients can't access their money. Shared agent networks are the critical link, but the economics don't work without funder support. This deck makes the case for shared agent networks as essential infrastructure, outlines how patient, collaborative investment can build last-mile financial access that sustains itself, and provides a financial modeling tool to help understand the trade-offs in funder support levels.
Topic: Building Resilience
Sub-topics: Fragility & Crisis