Searching: Research & Analysis

Innovation for Inclusion: A Roadmap for Inclusive Finance Policy to Navigate Rapid Technological Change

This paper presents a policy roadmap that outlines six key priorities for financial sector authorities, including leveling the playing field for diverse players, making payments systems fit for purpose, expanding open finance frameworks to open data, establishing an approach for inclusive AI, creating a framework for responsible use of tokenization, and building adaptive and innovation-ready ecosystems.

Advancing Competition for Financial Inclusion: Six Policy Considerations for Financial Sector Authorities

This Focus Note provides practical policy considerations for financial sector authorities to act on competition concerns using their existing mandates and regulatory toolkit. By applying a competition lens, authorities can promote competition in ways that advance financial inclusion while safeguarding stability, integrity, and consumer protection.

Competition for Financial Inclusion: A Conceptual Framework

The insights in this paper point to the importance of financial authorities applying an intentional competition lens and offer an analytical framework to help deliver more inclusive and resilient financial systems.

Big Futures for the Smallest Firms: Finance That Works for Nano, Micro and Small Enterprises

Nano, micro, and small enterprises, particularly nano enterprises and those led by women, encounter substantial financial obstacles. Our latest research underscores the necessity for tailored financial solutions and hybrid approaches to enhance financial inclusion for the smallest firms, enabling them to grow and thrive.

Advancing Women’s Financial Inclusion: Guidelines to Adopt a Gender Perspective in Financial Institutions

Addressing gender biases in financial products is crucial. Financial institutions should understand gender dynamics, build organizational capacity, and design inclusive products. This report offers ten guidelines for financial institutions to adopt a strategy that enhances the financial inclusion of women, recognizing them as a profitable yet underserved customer segment.