Searching: Research & Analysis

Social Cash Transfers and Financial Inclusion

This Focus Note analyzes the profitability, affordability and use of electronic social cash transfers in Brazil, Colombia, Mexico and South Africa. By the end of 2012, it is expected that in the countries studied, only a small minority of G2P recipients will still be paid in cash.

CGAP G2P Research Project: Mexico Country Report

This report summarizes the findings of research conducted in Mexico on the business case for shifting Oportunidades payments to a financially inclusive scheme, from the standpoint of the payer bank, the recipients, and the program itself.

CGAP G2P Research Project: Brazil Country Report

This report summarizes the findings of research conducted in Brazil on the business case for shifting Bolsa Família payments to a bank account-based (financially inclusive) payment scheme, from the standpoint of the payer bank, the recipients, and the program itself.

CGAP G2P Research Project: South Africa Report

This report covers the South Africa study in which interviews were conducted and information gathered from three government agencies, two banks, and 10 focus groups of clients.

CGAP G2P Research Project: Colombia Country Report

This report summarizes the findings of research conducted in Colombia on the business case for shifting Familias payments to a financially inclusive scheme linked to bank accounts, from the standpoint of BA, the recipients, and the program itself.

An Overview of the G2P Payments Sector in India

CGAP has an ongoing focus on branchless banking in India and on G2P globally. This document is a useful overview that provides a structured framework for thinking about the complexity of G2P across various actors.

Microfinance Foreign Exchange Facilities: Performance and Prospects

Foreign capital investment in microfinance has been booming over the past four years. It can bring important benefits to MFIs, but it also comes with foreign exchange risk.

Banking the Poor via G2P Payments

In this Focus Note, we look at government-to-person (G2P) payments, which include social transfers as well as wage and pension payments. With appropriate experimentation, these payments have the potential to become a vehicle for extending financial inclusion and improving the welfare of poor people.

Linking Financial Service Providers to Commercial Capital:

This Brief addresses guarantees used by microfinance institutions as funding instruments.

MFI Capital Structure Decision Making: A Call for Greater Awareness

This Brief summarizes the study's findings and makes recommendations about ways we can work toward optimizing MFI balance sheets.