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Searching: Research & Analysis
CGAP provides analysis and evidence-based research for policymakers, financial institutions, providers, donors, and more.
This Working Paper reviews how different countries have designed pension schemes for informal workers. It focuses on contributory schemes for the “missing middle”: informal workers with sufficiently stable incomes to save for old age but who lack access to suitable pension options.
This paper offers guidance to financial safety-net authorities on designing crisis response measures that both restore financial stability and safeguard financial inclusion.