Smallholders in Mozambique describe their challenges and successes through photos.

A susu collector collects money in Ghana

With new e-money and agent regulations, Ghana is increasingly poised to become a regional leader in digital financial services.

This blog post and animated video explores rules of thumb poor people use to manage their money.

The annual CGAP Photo Contest aims to illustrate the ways financial inclusion can help poor people transition out of poverty.


About CGAP

The Consultative Group to Assist the Poor is a global partnership of 34 leading organizations that seek to advance financial inclusion. CGAP develops innovative solutions through practical research and active engagement with financial service providers, policy makers, and funders to enable approaches at scale. Housed at the World Bank, CGAP combines a pragmatic approach to responsible market development with an evidence-based advocacy platform to increase access to the financial services the poor need to improve their lives.


July 21, 2015
This paper identifies six behaviors that commonly underpin the money management practices of poor people.
July 21, 2015
This is a companion paper to "Money Resolutions, a Sketchbook." It imagines digital financial services that would build on two common money management practices of the poor.

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