A new study from CGAP identifies the newest emerging models in digital finance. 

CGAP's latest Focus Note takes a look at costs and sustainability of sharia-compliant microfinance products. 

In a new video, we document the progress of Jan Dhan Yojana and how it may be a “game-changer” for financial inclusion in India.

A new paper explains how financial services providers are taking advantage of the unprecedented opportunity of digital data.

About CGAP

The Consultative Group to Assist the Poor is a global partnership of 34 leading organizations that seek to advance financial inclusion. CGAP develops innovative solutions through practical research and active engagement with financial service providers, policy makers, and funders to enable approaches at scale. Housed at the World Bank, CGAP combines a pragmatic approach to responsible market development with an evidence-based advocacy platform to increase access to the financial services the poor need to improve their lives.


February 24, 2015
This Focus Note explores the operational costs associated with musharaka and salam products by delving into two case studies: Bank Al Baraka in Algeria and Wasil Foundation in Pakistan.
February 13, 2015
Unstructured supplementary service data (USSD), a communications service controlled by mobile network operators, is a critical piece of infrastructure used to provide mobile financial services on most phones, at low cost, and without requiring access to the user’s SIM card.

From Our Blog

04 March 2015
Tanzania’s mobile money industry is flourishing. With a new set of standards governing person-to-person payments...
03 March 2015
CGAP imagines what a digitally-powered, financially-inclusive world could look like in the future.
02 March 2015
Marcus Jenal presents guiding principles for changing the fact that monitoring frameworks are still predominantly...