Platform Economy: What It Means for Financial Inclusion

Super platforms like Google, Facebook, and Ant Financial have been making inroads in financial services sectors around the world. In China, the rapid growth of Alipay and WeChat Pay has transformed the digital finance ecosystem. It now looks certain that super platforms will venture even further into digital finance. What’s less certain is what this means for low-income customers. In this blog series, we explore the impact that super platforms could have on digital finance ecosystems and financial inclusion. 

Roadside merchant in Yunnan, China, e-banks on her mobile phone.
05 September 2018
What impact are super platforms having on low-income customers and small businesses? CGAP and Mastercard Foundation traveled to China to see firsthand.
08 February 2018
Super platforms like Ant Financial are likely to expand into Africa and impact financial services providers, regulators and customers.
A busy train station platform in Tianjin, China
11 January 2018
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What's the secret to Alipay and WeChat Pay's success in mobile payments? Creating in-app universes of bundled services has played a big role by making mobile payments more useful to customers.
Youth in Bhutan use a smartphone
09 January 2018
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CGAP CEO Greta Bull explores how large platform players like Google, Facebook and Ant Financial are likely to shape financial inclusion in 2018.