Blog

Turning Remittances into Savings for Nepal’s Migrant Families

Remittances amount to 28 percent of Nepal’s GDP. Digital financial services that better meet young women’s needs could help migrant families put away more in savings.
Blog

Youth in Agriculture: A New Generation Leverages Technology

Digital financial services can help young people see a future in agriculture.
Blog

Beyond Regulations: What’s Driving Mobile Money in Côte d’Ivoire?

Regulations helped spur the recent growth of mobile money in Côte d'Ivoire, but there's more to the story.
Blog

Expanding the Horizons of Pay-as-You-Go Solar

As PAYGo solar companies seek to expand into new and challenging markets, they will need to lower their costs and improve repayment rates.
Blog

Regulations Drive Success of Digital Finance in Côte d’Ivoire

The year 2015 marked a turning point for financial inclusion in Côte d'Ivoire, as nonbanks were allowed to issue e-money. Since then, mobile money has driven big increases in account ownership.
Blog

3 Ways to Deepen Our Understanding of Women’s Financial Inclusion

Researchers can shed new light on the impact of financial inclusion on women by applying three principles in their work.
Blog

4 Next-Gen Fintech Models Bridging the Small Business Credit Gap

There is a staggering $4.9 trillion financing gap for micro and small businesses in emerging markets. These fintech models stand out for their ability to solve small businesses' credit needs at scale.
Blog

Looking Beyond the Average Impact of Financial Inclusion

CGAP's review of over 100 financial inclusion impact studies shows only 1 in 5 offers important contextual information to explain results. Greater focus on context is needed to understand impact.
Blog

Funder Support for Regulatory Reform in Financial Inclusion

Funding for regulatory reform constitutes a small but crucial part of funder support for financial inclusion worldwide. Is it having the intended impact?
Blog

It’s Time to Change the Equation on Consumer Protection

For financial inclusion to work for the poor, it’s time to move beyond consumer protection frameworks that are more about protecting providers than customers.
Blog

Should Digital Financial Services Providers Prioritize Open APIs?

Do open APIs make sense for your company? Which ones? Following these five steps can help you get your API strategy off the ground.
Blog

$4.9 Trillion Small Business Credit Gap: Digital Models to the Rescue

CGAP estimates that there is a $4.9 trillion credit gap for micro and small businesses in emerging markets.
Blog

Is Poverty Reduction the Right Outcome for Financial Services?

Today, the global development community generally accepts that poverty is more than just a lack of income. What do multidimensional concepts of poverty mean for those who see poverty reduction as the ultimate goal of financial inclusion?
Blog

It Pays to Be Patient with Fintech Innovation

Take a look at some fintech pilots that didn't go as initially expected but yielded important insights about how to make better financial products.
Blog

Diagnosing Social Norms in Women’s Financial Inclusion Programming

Funders must develop a deeper understanding of how to tackle social norms that restrict women's financial inclusion. Lessons from CGAP’s research in Turkey help point the way.
Blog

These Emerging Fintech Innovations Are Centered on Poor Customers

After two years of piloting with 18 fintechs around the world, CGAP has identified several fintech innovations that advance financial inclusion.
Blog

Stepping Back: Product, Collections and Credit Risk in PAYGo Solar

While PAYGo solar companies can lower delinquency rates by improving their credit risk management practices, improving repayment starts with even more fundamental factors: having an affordable, quality product and effective collections.
Blog

Financial Health and the Impact of Financial Inclusion

Financial health has emerged as a useful framework for talking about whether financial services improve poor people's ability to manage their financial lives. But how can we understand whether better financial management improves people's well-being?
Blog

PAYGo Solar Opens Pathways to Microfinance in Rural Senegal

A microfinance institution and pay-as-you-go solar company have teamed up to expand rural, low-income customers' access to microfinance based on their solar loan repayment histories.
Blog

Do Regulatory Sandboxes Impact Financial Inclusion? A Look at the Data

CGAP estimates that less than 25 percent of sandbox-tested solutions address financial inclusion. Here's how to change this.