Making financial services meet the needs of the world’s most vulnerable
People living in poverty constantly juggle an evolving set of risks and crises in their daily lives. Climate change, the pandemic, and the ongoing food crisis, among others, have increased these risks substantially, contributing to a rise in global poverty and inequality. Meanwhile, a third of the world’s adult population lacks the financial services they could use to significantly improve their lives. CGAP is working to change this, and we believe that positive trends in inclusive finance offer hope for a green, resilient, and inclusive future.
Pathways to Financial Inclusion for Young Women: Opportunities for Financial Service Providers and Funders
Based on research in Ghana and Tanzania, this Focus Note presents key opportunities for FSPs and funders to meet the real financial needs of young women aged 15-24.
Safeguarding Financial Inclusion During Crises: Lessons for Policymaking
This paper offers guidance to financial safety-net authorities on designing crisis response measures that both restore financial stability and safeguard financial inclusion.
Financial Health Matters: It’s A Bridge to Resilience and Prosperity
In an era of economic volatility and rapid financial innovation, the concept of financial health has emerged as a critical bridge between financial inclusion and positive outcomes for people and economies.
Featured Topics
Financial Inclusion 2.0
Despite the growing body of evidence, significant gaps remain in understanding why financial services drive positive change and impact in some scenarios but not others. Financial Inclusion 2.0 aims to bridge these gaps.
Access to Insurance Initiative (A2ii)
A2ii is a global partnership that works with insurance supervisors to promote inclusive and responsible insurance, thereby reducing vulnerability. As of July 2025, CGAP convenes A2ii in close coordination with IAIS.
Rethinking MSE Finance with Innovation and Inclusion
MSEs have diverse financial needs, even when considering size alone. However, when gender is factored in, this complexity only deepens.