Displaying 1 - 10 of 708
All Publications
Publication
Young Women's Financial Inclusion: What Works
There is a social and business case for financially including young women, illustrated with real-world examples of how various implementers have applied these success principles. The research includes recommendations for funders, policymakers, and researchers on how to support the growth of financial inclusion for low-income young women.Publication
Inclusive Fintech: How Startups are Bridging the Finance Gap for Microenterprises
Inclusive fintech startups are leveraging innovative credit products to support microenterprises in emerging markets. These startups use data, channel partnerships, and tailored pricing to make financial services more accessible and suitable for microenterprises. This focus note features a range of case studies based on CGAP's research and highlights the potential and actual impacts of microenterprise fintech models.Publication
Responsible Digital Finance Ecosystem (RDFE): A Conceptual Framework
Building on decades of global and country knowledge, this Responsible Digital Finance Ecosystem (RDFE) conceptual framework seeks to encourage financial sector authorities, and other key ecosystem actors, to boost financial consumer protection in the digital era with a holistic vision of the ecosystem.Publication
Empowering Small Giants: Inclusive Embedded Finance for Micro-retailers
Financial inclusion is becoming more feasible for many excluded and underserved micro-retailers, thanks to the emergence of new B2B e-commerce companies that are digitizing the final stage of the fast-moving consumer goods (FMCG) supply chain. This report outlines various business models that incorporate last-mile retailers into digital ordering platforms, offering them convenience, transparency, and a wide range of products.Publication
Financial Inclusion and Disruptive Innovation: Regulatory Implications
This working paper explores the latest wave of disruptive financial services innovations to better understand the regulatory changes that allow EMDEs to harness their financial inclusion potential while containing consumer and financial sector risk.Publication
8 Billion Reasons: Inclusive Finance as a Catalyst for Climate Action
We cannot tackle climate change effectively without inclusive financial services. CGAP outlines five areas for collaborative action between stakeholders working on climate change and those working on inclusive finance in order to leverage inclusive finance to scale grassroots climate action.Publication
The Role of Data in Inclusive Insurance
With 3.8 billion people in emerging markets lacking adequate insurance coverage, data plays a crucial role in enabling insurers to comprehend these segments' specific needs and risk profiles. This, in turn, helps develop more accurate risk assessment and pricing models for inclusive insurance offerings.Publication
From Crisis to Resilience: The Role of Inclusive Finance in Fragile Countries
Inclusive finance can bolster resilience and unlock opportunities for low-income people in fragile countries. CGAP identifies three levers of change for funders: leveraging humanitarian cash transfers, understanding informal financial services, and improving local market facilitation.Publication
Open Finance Self-Assessment Tool and Development Roadmap
This technical guide introduces the open finance self-assessment tool and development roadmap. It provides practical tools for policymakers to use to decide whether to implement an open finance regime to advance financial inclusion and outline a development roadmap to guide the implementation process.Publication