Agent Networks at the Last Mile: Implications for Financial Regulators
Rural agent networks are critical to “last mile” financial inclusion. This reading deck for regulators does three things: (i) it shows how expanding rural Cash-in/Cash-out (CICO) agent networks is key to ensuring more inclusive digital financial systems; (ii) it illustrates industry innovations that are making rural CICO more viable; and (iii) it presents a set of regulatory considerations that can enable such innovations within a stable financial system.
Agent Networks at the Last Mile: Implications for Policy Makers
Rural agent networks are critical to “last mile” financial inclusion. This reading deck for policy makers does two things: (i) it shows how rural Cash-in/Cash-out (CICO) agent network expansion is key to ensuring poor people can capture the benefits of digital financial ecosystems; and (ii) it presents a set of policies that have been effective in enabling rural CICO in a way that benefits vulnerable segments, like rural women, and that reinforces the effectiveness of social programs targeting these segments.
Agent Networks at the Last Mile: Implications for Financial Service Providers
Rural agent networks are critical to “last mile” financial inclusion. This reading deck for Financial Services Providers (FSPs) shows: (i) how rural Cash-in/Cash-Out (CICO) agent network expansion leads to increased customer value and sustained market growth; (ii) the barriers FSPs face to expand rural CICO networks; and (iii) successful new practices carried out in different markets that address barriers and result in improved rural CICO reach and quality.
Developing Rural Agent Networks: Emerging Guidance for Funders
Funders are uniquely positioned to help expand rural Cash-in / Cash-out (CICO) agent networks by leveraging their financial resources, technical knowledge and convening power to align the incentives and build capacity of market actors, so that they design and implement self-sustaining solutions.Banking-as-a-Service: How it Can Catalyze Financial Inclusion
Banking-as-a-Service (BaaS) is an entirely new business model that enables non-banks to offer banking services under their own brand and seamlessly embedded into their digital offering. By enabling the embedding of financial services into almost any digital context, BaaS may augur a profound evolution of the financial sector of which we are only seeing the early stages.