Recent Blogs

Blog

Seven Insights From Samunnati on Income Diversification

In collaboration with CGAP and IDH under ABERA, Samunnati drives business innovation and gender and climate goals. Together, they've identified seven insights on income diversification for women in India, detailed in this blog.
Blog

Which Kind of Microfinance Institutions Can Serve Women Best?

CGAP and MFR analysis of 300+ MFIs explores the trends, challenges, and successes in closing the gender credit gap for smaller borrowers and identifies optimal designs for supporting more women clients, more equitably, and in more parts of the world.
Blog

Driving Change: Hello Tractor and ABERA

CGAP, IDH, FSD Network & FSD Kenya are working with Hello Tractor as part of ABERA, which empowers rural women in agriculture. We aim to address gender and climate challenges while strengthening Hello Tractor's business and financial service links.
Blog

Regulating Finance for Gender Equality: A New Approach

Financial regulators and market facilitators across the African continent have the opportunity to redefine financial sector policymaking, ensuring that gender inclusivity is at the heart of its economic agenda, beginning with these recommendations.
Blog

Financial Inclusion 2.0: Embracing a New Outcome Agenda

Financial inclusion has a key role to play as an enabler for development outcomes and as a foundational element to improve livelihoods and build resilience in an ever more vulnerable and turbulent world.
Blog

FATF's Proposed Rules for Payments: Balancing Integrity and Inclusion?

As the Financial Action Task Force (FATF) seeks feedback for its revised Recommendation 16, or "travel rule", it is imperative to consider potential impacts on the financial inclusion of low-income customers.
Blog

Resilience at All Levels: From Macro-Insurance Solutions to Micro

Unless we can ensure low-income and financially excluded populations have access to insurance to help them build resilience directly at the micro-level, other efforts will be in vain.
Blog

Navigating Compound Crises: Microfinance Learnings From Lebanon

Lebanon has faced a recent string of compounding crises, crippling GDP and decimating the Lebanese currency. Al Majmoua MFI survived the freefall and offers valuable insights into the diversity of measures that can be taken in the face of crisis.
Blog

Trust and Awareness Will Be Key for Open Finance Adoption in India

India is pioneering open finance in developing economies, with 64 million accounts linked through its Account Aggregator ecosystem as of March 2024. As India continues to scale the ecosystem, early insights could help shape AA's future direction.
Blog

Financial Inclusion 2.0: Generating New Evidence to Maximize Impact

Despite extensive research, the financial inclusion sector still lacks a clear understanding of what works, when, and for whom. Financial services' impact varies widely, highlighting the need for new research and more nuanced insights.
Blog

In a Post-Pandemic World, How Healthy Are MFIs?

CGAP analysis with MFR of MFIs post-COVID suggests that there seems to be a cluster of institutions still experiencing high credit risk, and unfortunately, the smallest institutions seem to be facing the biggest problems.
Blog

Are Climate-Related Financial Sector Policies Inclusive for All?

Climate-driven financial policies could inadvertently end up undermining financial inclusion efforts. Authorities and funders must understand the pathways through which risks could occur and the opportunities for supporting green finance effectively.
Blog

Financial Inclusion and Stability: A Balancing Act

Understanding the relationship between financial inclusion and stability is imperative for policymakers to advance both these goals and respond to shocks that threaten financial stability in ways that protect inclusion.
Blog

Digitizing G2P Payments: Lessons from Indonesia

Indonesia's digitization transformation for G2P payments showcases what can be achieved when strong government commitment and collaboration are combined with advanced technologies.
Blog

Financially Including Young Women: Gains for a Generation

The final blog in our series with the Bill and Melinda Gates Foundation spotlights what CGAP and BMGF have learned about the dynamics of young women’s financial exclusion, and new initiatives to tackle the gender gap at its source in young adulthood.
Blog

Good News for Young Women’s Financial Inclusion in East Africa

Young women in East Africa are demanding and using financial services earlier and faster than a decade ago, according to Bill and Melinda Gates Foundation analysis of Findex 2021 and 2011 data. The second blog in our series unpacks these findings.
Blog

Open Finance Can Reduce Financial Inclusion Gaps: Here’s How

Open finance can be a transformational enabler to unleash the power of data to increase financial inclusion. Data-driven strategies and open finance ecosystems can revolutionize access to financial services, especially for underserved communities.
Blog

How Do Financial Systems Support Climate Resilience?

The third in our three-part blog series with Decodis and MSC discusses our finding that different climate events, and different phases of those events, drive different needs for financial services.
Blog

Supply-Side Gender Data is a Game Changer for Financial Inclusion

Gender-disaggregated data is the cornerstone for designing strategies and interventions that not only help increase women’s use of financial services to be more resilient and prosperous but also empower them to be stronger market players.
Blog

Adapting to or Just Muddling Through Climate Change?

The second blog in our series with Decodis and MSC explores our research finding that many poor households are just muddling through climate events rather than strategically adapting to long-term climate change in ways that enhance their resilience.