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Making financial services meet the needs of the world’s most vulnerable
People living in poverty constantly juggle an evolving set of risks and crises in their daily lives. Climate change, the pandemic, and the ongoing food crisis, among others, have increased these risks substantially, contributing to a rise in global poverty and inequality. Meanwhile, a third of the world’s adult population lacks the financial services they could use to significantly improve their lives. CGAP is working to change this, and we believe that positive trends in inclusive finance offer hope for a green, resilient, and inclusive future.
The insights in this paper point to the importance of financial authorities applying an intentional competition lens and offer an analytical framework to help deliver more inclusive and resilient financial systems.
Based on research in Ghana and Tanzania, this Focus Note presents key opportunities for FSPs and funders to meet the real financial needs of young women aged 15-24.
Ukraine’s experience highlights a core challenge: humanitarian and social protection payment systems remain disconnected. Bridging them could reduce duplication, lower costs, and improve how civilians access aid in a protracted crisis.
CGAP's new analytical framework proposes ways financial service providers, development finance institutions, donors, and agribusinesses can best promote the type of retail financial innovation needed to close the agtech financing gap.
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Despite the growing body of evidence, significant gaps remain in understanding why financial services drive positive change and impact in some scenarios but not others. Financial Inclusion 2.0 aims to bridge these gaps.
The next frontier for improving food security lies in financing investments that drive sustainable productivity gains among more nutritious agricultural value chains, resulting in more affordable nutritious food that is produced sustainably.
WNMEs are a powerful yet often overlooked force in driving inclusive economic growth. These enterprises play a critical role in sustaining livelihoods and strengthening community resilience.
