For many smallholders, "the hunger season," when little can be harvested, is the worst time of the year. What financial and other tools might help farmers to better endure the rainy, sick, and hungry months?
In the Smallholder Financial Diaries, currently underway in Mozambique, Tanzania, and Pakistan, a detailed view of the seasonal cycles that govern smallholder farmer’s lives is becoming clearer.
Using data from a national household survey in Brazil, we segmented Brazilian respondents into six categories: Financially Excluded; Unbanked Bill Payers; Selective Users; Privileged Agent Non-Users; Banked Bill Payers; and Agent Super-Users.
